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  Quotations - General  
[Quote No.50666] Need Area: Money > General
"Inflationism, however, is not an isolated phenomenon. It is only one piece in the total framework of politico-economic and socio-philosophical ideas of our time. Just as the sound money policy of gold standard advocates went hand in hand with liberalism, free trade, capitalism [savings] and peace, so is inflationism part and parcel of imperialism, militarism, protectionism, statism and socialism [and debt]." - Ludwig von Mises
Austrian economist
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[Quote No.50780] Need Area: Money > General
"Economics is not a science. Despite what the experts want you to believe, there is more than one way of 'doing' economics. People have been led to believe that, like physics or chemistry, economics is a 'science', in which there is only one correct answer to everything; thus non-experts should simply accept the 'professional consensus' and stop thinking about it. Contrary to what most economists would have you believe, there isn’t just one kind of economics – Neoclassical economics. In fact there are no less than nine different kinds, or schools, as they are often known. [The nine major schools of economics are: Classical; Neoclassical; Marxist; Developmentalist; Austrian; Schumpeterian; Institutionalist; Keynesian and; Behaviouralist.] And none of these schools can claim superiority over others and still less monopoly over truth. I accept that being suddenly asked to taste nine different flavours of ice cream when you had thought that there was only one plain vanilla can be quite overwhelming. In order to help, I attach here [http://thelittlebluebook.co.uk/comparing-different-schools-of-economics.pdf ] a simple table that will help you overcome your initial fear. Economics is politics. Economic arguments are often justification for what politicians want to do anyway. Economics is a political argument. It is not – and can never be – a science. Behind every economic policy and corporate action that affect our lives – the minimum wage, outsourcing, social security, food safety, pensions and whatnot – lies some economic theory that either has inspired those actions or, more frequently, is providing justification of what those in power want to do anyway. Only when we know that there are different economic theories will we be able to tell those in power that they are wrong to tell us that 'there is no alternative' (TINA), as Margaret Thatcher once infamously put it in defence of her controversial policies." - Ha‑Joon Chang
From his book, 'The Little Blue Book: Five Things They Don’t Tell You About Economics'. [http://thelittlebluebook.co.uk/ ]
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[Quote No.50834] Need Area: Money > General
"I want to remind you that financial success is not the only goal or the only measure of success... You should regard money as fuel for what you really want to do, not as a goal in and of itself. Money is like gas in the car — you need to pay attention or you'll end up on the side of the road — but a well-lived life is not a tour of gas stations! " - Tim O'Reilly
[http://radar.oreilly.com/tim ]
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[Quote No.50855] Need Area: Money > General
"[Open free market capitalism - where customers choose winners through them voting with their own money - is different from crony capitalism - where government chooses winners for reasons not always to do with a company provider's ability and value to those they serve:] ...there is a big difference between those who lobby politicians to transfer resources into their coffers through subsidies, regulations, and other political means and those who actually serve customers in order to make their lives better. The former should be called [statists, Keynesians interventionists, crony capitalists, or] 'crapitalists,' and there are way too many of them in the world. But crapitalism is a consequence of too much government power, power that ends up on auction. Such was the case in Rome, Paris, and Saint Petersburg. ...only checking the State’s power to assist cronies will we rein in the excesses of crapitalism. ...In competitive environments [capitalism's free and open markets], it's very difficult for firms to hold on to market dominance for very long. Firms have to consistently deliver on quality and price. Almost all monopolies and cartels are created and shored up by corporate - State collusion. And corporate - State collusion almost always starts with the State trying to 'manage' capitalists. Regulation is inherently anticompetitive. Now there will be resource concentrations in a free and open market, as with any natural system, but they too are difficult to maintain over time. In other words, there is incredible churn at the top - because only the best stewards of capital can stay there." - Max Borders
He is the editor of 'The Freeman' and director of content for FEE. He is also cofounder of the event experience 'Voice and Exit' and author of 'Superwealth: Why we should stop worrying about the gap between rich and poor'. Quote published July 9th, 2014. [http://www.fee.org/the_freeman/detail/dear-ultra-rich-man ]
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[Quote No.50887] Need Area: Money > General
"The trouble for most people is they don’t decide to get wealthy, they just dream about it." - Michael Masterson

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[Quote No.51066] Need Area: Money > General
"Maimonides' Ladder of Tzedakah [religious righteous charity]: The best forms of charity make the recipient self-sufficient. The highest degree of charity - above which there is no higher - is he who strengthens the hand of his poor fellow Jew and gives him a gift or [an interest-free] loan or enters into a business partnership with the poor person. [Interestingly, Maimonides within the internal allocation of this degree proceeds from the lower rank to the higher. The loan is a higher form of charity than is the outright gift since the poor are not shamed thereby (Rashi on Babylonian Talmud Shabbat 63a), while the business partnership is more praiseworthy than the loan or any other form of charity.] By this partnership the poor man is really being strengthened as the Torah commands in order to strengthen him till he is able to be independent and no longer dependent on the public purse. It is thus written, 'Strengthen him [the poor person] so that he does not fall [as distinct from the one who has already become poor] and become dependent on others' (Leviticus 25:35). [In modern terms, these are all charitable actions aimed at breaking the poverty cycle and enabling the poor to establish themselves as independent and productive members of society. For this reason, there is no halakhic objection to the poor working while they are receiving their basic needs from society. By the same standards, guidance regarding budgeting, financial planning, consolidation of loans, and so forth, would be included in this highest form of charity.] A lower standard of charity is one in which the benefactor has no knowledge of the recipient and the latter has no knowledge of the individual source of charity - matan b’seter ['giving in secret']. This is practicing the mitzvah of charity for the sake of the mitzvah [since the benefactor has no benefit, social or egoistical]. Such charity is like the courtyard in the [ancient] Temple where the righteous used to place their donations secretly and the poor would benefit from them in secret. Similar to this secret courtyard is the act of one who puts his money into the charity box [or funds]. Below this rank is the case where the recipient is known to the benefactor but the latter is unaware of the source of the charity. [Since the benefactor may have, subconsciously, pleasure and a sense of power over the recipient, this detracts from his act and makes it less meritorious than the previous standard.] This is what the sages used to do when they would go in secret and place their gifts at the door of the poor. It is fitting to do this and meritorious in those cases where the officials in charge of the communal charity do not behave righteously. Where the recipient is aware of the source of the charity but the giver does not know to whom the money is being given, the degree is lower [since the recipient, knowing who gave him the money, feels beholden to him and ashamed in his presence]. Yet, there is merit since the poor are saved from direct shame. Of less merit is charity where both are known to each but [at least] the gift is made before the poor asks for it. [In this case the giver is showing care since he anticipates the needs of poor. The Patriarch Abraham does not wait for the stranger to come to ask for his assistance, but runs toward him and begs him to share his hospitality; this is the archetype of Jewish righteousness.] [Clearly] where one gives charity after being asked for it is of a lower degree. [Since the method of giving charity is an integral part of charity], one who gives less than what is fitting but with good grace [is of higher merit than] one who gives unwillingly. [Maimonides' Eight Levels of Tzedakah (highest to lowest): 8. The highest degree of tzedakah is the person who helps the one in need become self-sufficient by giving him or her a job or the means to get one. 7. The person who gives anonymously, and doesn’t know where the money is going. 6. The person who gives anonymously, knowing where the money is going. 5. The person who gives without knowing to whom he or she gives, although the person accepting the charity knows who the donor is. 4. The person who gives what is needed before being asked. 3. The person who gives what he or she should give, but only after being asked. 2. The person who gives wholeheartedly, but less than he or she should. 1. The lowest degree of tzedakah is the person who gives grudgingly only after being asked. ] " - Moses Maimonides (Rabbi Moses ben Maimon or the Rambam)
Moses Maimonides (1135-1204) was also known as Rabbi Moses ben Maimon or the Rambam. One of the greatest Torah scholars of all time, he was a rabbi, physician, and philosopher in Spain, Morocco, and Egypt during the Middle Ages. He was the preeminent medieval Jewish philosopher whose ideas also influenced the non-Jewish world. [Quote from Maimonides’ Mishneh Torah, Laws of Gifts to the Poor 10:7-14, as translated by Dr. Meir Tamari. Dr. Meir Tamari, is the former chief economist in the office of the Governor of the Bank of Israel, and presently director of the Center for Business Ethics at the Jerusalem College of Technology. His books include 'Al Chet: Sins in the Marketplace' (Jason Aronson) and 'Jewish Values in Our Open Society: A Weekly Torah Commentary' (Jason Aronson). Quote was excerpted from Jason Aronson's 'The Challenge of Wealth: A Jewish Perspective on Earning and Spending Money'.] [Refer http://www.myjewishlearning.com/practices/Ethics/Tzedakah_Charity/History/Jewish_Tradition/Maimonides_Ladder.shtml?p=1 and http://www.jfunders.org/sites/default/files/docs/resources/roots_and_branches_foundation_jewish_texts_about_giving.pdf ]
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[Quote No.51100] Need Area: Money > General
"The whole of economics can be reduced to one lesson, and that lesson can be reduced to a single sentence. The art of economics consists in looking not merely at the immediate, but at the longer effects of any act or policy; it consists in tracing the consequences of that policy not merely for one group but for all groups... Nine tenths of the economic fallacies that are working such dreadful harm in the world today are the result of ignoring this lesson." - Henry Hazlitt

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[Quote No.51194] Need Area: Money > General
"Life [and most financial management] is not a matter of holding good cards, but of playing a poor hand well!" - Robert Louis Stevenson
Scottish writer
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[Quote No.51276] Need Area: Money > General
"[Charity and philanthropy:] If you're in the luckiest 1 per cent of humanity, you owe it to the rest of humanity to think about the other 99 per cent." - Warren Buffett
Self-made billionaire businessman and investor and richest man in the world in 2008.
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[Quote No.51353] Need Area: Money > General
"If there are people at once rich and content, be assured that they are content because they know how to be so, not because they are rich." - Charles Wagner

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[Quote No.51662] Need Area: Money > General
"'Money talks' because money is a metaphor, a transfer, and a bridge. Like words and language, money is a storehouse of communally achieved work, skill, and experience. Money, however, is also a specialist technology like writing; and as writing intensifies the visual aspect of speech and order, and as the clock visually separates time from space, so money separates work from the other social functions. Even today money is a language for translating the work of the farmer into the work of the barber, doctor, engineer, or plumber. As a vast social metaphor, bridge, or translator, money - like writing - speeds up exchange and tightens the bonds of interdependence in any community. It gives great spatial expansion and control to political organizations, just as writing does, or the calendar." - Marshall McLuhan
(1911-1980), Canadian communications theorist. From 'Understanding Media: The Extensions of Man', ch. 14, McGraw-Hill (1964).
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[Quote No.51702] Need Area: Money > General
"You know, people have a funny idea that success, [that] luxury is the end of the road. That's not the end at all. As a matter of fact, many troubles begin there. They're just of a different nature. I've had the experience of poverty, middle class, now extreme wealth and luxury, and that's difficult too. " - Joni Mitchell
Musician. Quote from 'Joni Mitchell: In Her Own Words'.
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[Quote No.51705] Need Area: Money > General
"It's not greedy to want to make quite a lot of money - if you want to make it as a reward for doing things that are genuinely good for other people [for legal and moral service to help many other people meet their needs and desires and so be happy]." - John Armstrong
Melbourne Business School philosopher-in-residence. Quoted from 'How to Worry Less about Money'.
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[Quote No.51915] Need Area: Money > General
"[A story - with a message about greed:] Aesop's Fables - The Boy and the Nuts - A little boy once found a jar of nuts on the table. 'I would like some of these nuts,' he thought. 'I'm sure Mother will give them to me if she were here. I'll take a big handful.' So he reached into the jar and grabbed as many as he could hold. But when he tried to pull his hand out, he found the neck of the jar was too small. His hand was held fast, but he did not want to drop any of the nuts. He tried again and again, but he couldn't get the whole handful out. At last he began to cry. Just then his mother came into the room. 'What's the matter?' she asked. 'I can't take this handful of nuts out of the jar,' sobbed the boy. 'Well, don't be so greedy,' his mother replied. 'Just take two or three, and you'll have no trouble getting your hand out.' 'How easy that was,' said the boy as he left the table. 'I might have thought of that myself.' " - Aesop

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[Quote No.51916] Need Area: Money > General
"[A story - with a message about greed:] Aesop's Fables - The Dog and the Shadow - A dog, crossing a bridge over a stream with a piece of flesh in his mouth, saw his own shadow in the water and took it for that of another Dog, with a piece of meat double his own in size. He immediately let go of his own, and fiercely attacked the other Dog to get his larger piece from him. He thus lost both: that which he grasped at in the water, because it was a shadow; and his own, because the stream swept it away." - Aesop

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[Quote No.52056] Need Area: Money > General
"Don't gain the world and lose your soul, Wisdom is better than silver or gold! " - Bob Marley
From the lyrics of his song 'Zion Train'.
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[Quote No.52077] Need Area: Money > General
"[A true story - with a message about whether more money and things will really make us happier or if other goals should have greater priority.] - Results from the World Happiness Survey - World you believe it, Bangladesh is the happiest nation in the world! The United States, on the other hand, is a sad story: it ranks only 46th in the World Happiness Survey. That's way behind India, the fifth happiest place in the world, and others including Ghana and Latvia, Croatia and Estonia. Research led by London School of Economics [LSE] professors into the link between personal spending power and the perceived quality of life has conclusively proved that money can buy everything but happiness. The study revealed that people in Bangladesh, one of the poorest countries in the world, derive far more happiness from their small incomes than, for example, the British (32nd on the list) do from their relatively large bank balances. In fact, people in most rich countries including Austria, Netherlands, Switzerland, Canada, Japan and others are much unhappier than their poorer counterparts in countries like the Dominican Republic and Armenia. Most unfortunate, however, are Russians and people in some other parts of the former Soviet Union. They are neither rich nor happy, indicates the World Happiness Survey. Slovenia, Lithuania, Slovakia, Russia, Ukraine, Belarus, Bulgaria and Moldova follow the United States in the list to bring up the rear. The study shows that although the British have twice as much money to spend in real terms compared with 40 years ago, their perceived quality of life has not improved. Earlier surveys revealed that many Britons thought money could bring happiness. The new study shows that such a link still exists in poor countries because a small increase in income can mean large improvements in lifestyle. However, beyond a certain income-level that direct relationship breaks down. According to the research, happiness in rich countries now is far more dependent on close personal relationships, good health and job satisfaction. 'People in Britain are generally less happy than they were ten years ago. Two-thirds would rather see the environment improved than have more economic growth and personal spending money,' said Robert Worcester, visiting professor of government at the LSE and co-author of the study. The researchers have concluded that although Britons are rich compared with most other countries, many suffer from an emotional poverty caused by consumerism and the breakdown of family life. 'We are being seduced by an economic juggernaut and our personal needs are not being met,' said Nic Marks, a social sciences researcher at Surrey University who also worked on the report." - Unknown

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[Quote No.52085] Need Area: Money > General
"[A story - with a message about not missing what is truly important, beautiful and enjoyable in life, because of the wrong priorities.] - Finding Copper Pennies - There was a small boy who when walking down the street one day found a bright copper penny. He was so excited that he found money and it didn't cost him anything. This experience led him to spend the rest of his days walking with his head down, eyes wide open, looking for treasure. During his lifetime he found 296 pennies, 48 nickels, 19 dimes, 16 quarters, 2 half dollars and one crinkled dollar bill. For a total of $13.96. He got money for nothing. Except that he missed the breathless beauty of 31,369 sunsets, the colorful splendor of 157 rainbows, the fiery beauty of hundreds of maples nipped by autumn's frost. He never saw white clouds drifting across blue skies, shifting into various wondrous formations. Birds flying, sun shining, and the smiles of a thousand passing people are not a part of his memory. Who do you know that is living like this?: Head is bent down burdened with trivial things?" - Unknown

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[Quote No.52087] Need Area: Money > General
"[A true story - with a message about true wealth.] - How to Tell When You're Rich - When I was a kid in Minnesota, watermelon was a delicacy. One of my father's buddies, Bernie, was a prosperous fruit-and-vegetable wholesaler, who operated a warehouse in St. Paul. Every summer, when the first watermelons rolled in, Bernie would call. Dad and I would go to Bernie's warehouse and take up our positions. We'd sit on the edge of the dock, feet dangling, and lean over, minimizing the volume of juice we were about to spill on ourselves. Bernie would take his machete, crack our first watermelon, hand us both a big piece and sit down next to us. Then we'd bury our faces in watermelon, eating only the heart - the reddest, juiciest, firmest, most seed-free, most perfect part - and throw away the rest. Bernie was my father's idea of a rich man. I always thought it was because he was such a successful businessman. Years later, I realized that what my father admired about Bernie's wealth was less its substance than its application. Bernie knew how to stop working, get together with friends and eat only the heart of the watermelon. What I learned from Bernie is that being rich is a state of mind. Some of us, no matter how much money we have, will never be free enough to eat only the heart of the watermelon. Others are rich without ever being more than a pay-check ahead. If you don't take the time to dangle your feet over the dock and chomp into life's small pleasures, your career is probably overwhelming your life. For many years, I forgot that lesson I'd learned as a kid on the loading dock. I was too busy making all the money I could. Well, I've relearned it. I hope I have time left to enjoy the accomplishments of others and to take pleasure in the day. That's the heart of the watermelon. I have learned again to throw the rest away. Finally, I am rich." - Harvey Mackay
(1932 - ), Harvey Mackay is an entrepreneur, motivational speaker, author, and syndicated columnist with Universal Uclick. Quote from the book, 'A 4th Course of Chicken Soup for the Soul'.
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[Quote No.52090] Need Area: Money > General
"[A story - with a message about knowing what you really want!] - What Will My Reward Be? - One day a fisherman was lying on a beautiful beach, with his fishing pole propped up in the sand and his solitary line cast out into the sparkling blue surf. He was enjoying the warmth of the afternoon sun and the prospect of catching a fish. About that time, a businessman came walking down the beach, trying to relieve some of the stress of his workday. He noticed the fisherman sitting on the beach and decided to find out why this fisherman was fishing instead of working harder to make a living for himself and his family. 'You aren't going to catch many fish that way,' said the businessman to the fisherman. 'You should be working rather than lying on the beach!' The fisherman looked up at the businessman, smiled and replied, 'And what will my reward be?' 'Well, you can get bigger nets and catch more fish!' was the businessman's answer. 'And then what will my reward be?' asked the fisherman, still smiling. The businessman replied, 'You will make money and you'll be able to buy a boat, which will then result in larger catches of fish!' 'And then what will my reward be?' asked the fisherman again. The businessman was beginning to get a little irritated with the fisherman's questions. 'You can buy a bigger boat, and hire some people to work for you!' he said. 'And then what will my reward be?' repeated the fisherman. The businessman was getting angry. 'Don't you understand? You can build up a fleet of fishing boats, sail all over the world, and let all your employees catch fish for you!' Once again the fisherman asked, 'And then what will my reward be?' The businessman was red with rage and shouted at the fisherman, 'Don't you understand that you can become so rich that you will never have to work for your living again! You can spend all the rest of your days sitting on this beach, looking at the sunset. You won't have a care in the world!' The fisherman, still smiling, looked up and said, 'And what do you think I'm doing right now?'" - Unknown

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[Quote No.52252] Need Area: Money > General
"[A true story - with a message about not judging a book by its cover, the contents by the appearance, the substance by the style, especially regarding wealth as truly wealthy people are notoriously 'humble' and financially 'careful'.] - The Little Dwarf - I was sixteen years old when I completed my Army basic training at Fort Gordon, Georgia, and decided to take my leave in Jacksonville, Florida, where I had been raised in a orphanage, before being sent to Fort Wainwright, located in Fairbanks Alaska. As I arrived at the Trailways bus station, I noted the many prostitutes and bums standing around on the street, which was not unusual to me. Some of them I had seen hundreds of times because I myself had lived on these same streets for several years before being placed into the Army by juvenile a court order. I guess I came back to the streets of Jacksonville to show everyone living on the street that I had finally become somebody. I threw my duffle bag over my shoulder and started walking towards Forsythe Street. Since I had no family, I decided to see if I could find someone that I knew from the times when I had lived on the street. I continued to walk to Forsythe. About that time several sailors walking behind me started making joke about my uniform. I quickly turned into a coffee shop and ordered a soda. After I was sure that they had gone, I decided to go back outside and tell these burley looking navy guys just where to get off. But to my surprise, I must have scared them off because they were nowhere to be found. I continued to walk down towards town and decided to stop in at a Army/Navy surplus store. I emerged about a half an hour later with almost every medal known to man-kind, not to mention my white spats and my white pistol-belt. I was one sharp looking dude. I finally reached Forsythe Street. I was walking by the Florida Theatre when I noticed those same three navy guys giving this dwarf guy, on a mechanics board. They had pushed him off the side walk and were laughing at him. As I passed, I could see that the little dwarf had no legs and his hands did not have many fingers and what was there was calloused from pushing himself around by his hands. I had seen this little man many times before, when I lived on the street, but I had never spoken to him because he looked too scary to me. I did not have enough nerve to say anything to the sailors so I just walked on by. The further I got from them the more I hurt inside. Finally I could not take it any more so I turned around and headed back towards them. The sailors were already crossing the street when I arrived. I noticed that they had jammed a single dollar bill in the little dwarf's mouth. I stood before him, looking down, and did not know what to say. I reached out into the street and got his mechanics chair and helped him get back onto it. I told him that I would buy him something to eat if he was hungry. He told me that he was, so I took out my wallet and handed him a twenty dollar bill. That was a lot of money for me because I only received $68.00 a month in army pay. As I turned to leave he yelled at me to stop, I turned around and he asked me if he could buy me dinner. We ordered 10 hamburgers a piece, and a fry. We talked for about an hour and I told him that I had been raised in an orphanage on the Southside. He told me that he also did not have any parents and that he had lived in an institution for about ten years. After we had eaten our meal I paid for his hamburgers so that he could save his $20.00. Then he asked me to wait while he went to get something important. About 30 minutes later he finally returned and handed me a large envelope and asked me not to open it until he was gone. I shook his deformed hand and then watched as the little man rolled himself, with his hands, back down the street towards the Florida Theatre. I folded the envelope and stuck it in my back pocket and left the restaurant. As I stepped out into the street there they were. These same three burley looking sailors, who immediately started shoving me around and finally pushed me against the glass window. Just about that time, several military policemen drove up and asked what was going on. The three sailors just walked away laughing. The MPs got out of their vehicle, walked around me several times and then one of them asked me, ‘Just what damn service are you in?’ ‘The French Foreign Legion’, yelled one of the three sailors. They laughed and continued walking off. I was handcuffed and taken to the Naval Air Station at Mayport where I was stripped of my metals, white pistol-belt and white spats, then locked in a small cell. Several hours later I was told that my leave had been cancelled and I was immediately taken to the Jacksonville International Airport and placed aboard a flight to Fort Wainwright, Alaska. I sat in my airline seat when I happened to remember the envelope that the little dwarf guy had given me. I opened it and found ten one-hundred-dollar bills, a note and a page from a magazine. The note read ‘I said I would take you out to dinner’. On the dirty old wrinkled magazine page was a large picture of a man and a woman, standing next to a fancy six horse drawn carriage, behind them stood a castle. The headline read ‘Scottish Royalty Dies, deformed infant found and placed into institution’. At the bottom of the magazine page was written, ‘A large steak would be nice. That's what I eat every day, my friend’." - Roger Dean Kiser, Sr.

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[Quote No.52301] Need Area: Money > General
"[The Golden Rule: treat others as you would like to be treated.] The Torah forbids us to harm or cause suffering to others. Even from a selfish perspective, we should be careful not to harm others, since we will ultimately suffer because of it. Some guidelines: -- Refrain from causing others pain or unpleasantness through actions or words. -- Refrain from insulting others. -- Refrain from talking negatively about others, unless it is necessary for a practical and constructive purpose. -- Refrain from lying to others. -- Refrain from deceiving others in financial matters. -- Refrain from causing others financial losses. The money of others should be as dear as our own." - Rabbi Zelig Pliskin
From his book, 'Gateway to Happiness', p.139; Talmud - Avot 2:12; Mesilat Yesharim, ch.19.
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[Quote No.52319] Need Area: Money > General
"The man who has won millions at the cost of his conscience is a failure." - B. C. Forbes

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[Quote No.52552] Need Area: Money > General
"[Poem:- about the content of a person's character is more important than their appearance, wealth or social 'position'.]

'A Man's A Man For A' That'

Is there for honest Poverty
That hings his head, an' a' that;
The coward slave-we pass him by,
We dare be poor for a' that!
For a' that, an' a' that.
Our toils obscure an' a' that,
The rank is but the guinea's stamp,
The Man's the gowd for a' that.

What though on hamely fare we dine,
Wear hoddin grey, an' a that;
Gie fools their silks, and knaves their wine;
A Man's a Man for a' that:
For a' that, and a' that,
Their tinsel show, an' a' that;
The honest man, tho' e'er sae poor,
Is king o' men for a' that.

Ye see yon birkie, ca'd a lord,
Wha struts, an' stares, an' a' that;
Tho' hundreds worship at his word,
He's but a coof for a' that:
For a' that, an' a' that,
His ribband, star, an' a' that:
The man o' independent mind
He looks an' laughs at a' that.

A prince can mak a belted knight,
A marquis, duke, an' a' that;
But an honest man's abon his might,
Gude faith, he maunna fa' that!
For a' that, an' a' that,
Their dignities an' a' that;
The pith o' sense, an' pride o' worth,
Are higher rank than a' that.

Then let us pray that come it may,
(As come it will for a' that,)
That Sense and Worth, o'er a' the earth,
Shall bear the gree, an' a' that.
For a' that, an' a' that,
It's coming yet for a' that,
That Man to Man, the world o'er,
Shall brothers be for a' that.

" - Robert Burns
Birkie=cool, young guy
Coof=idiot
E'er=ever
Fa'=fall; or lot, portion; or to get; suit; claim
Gie=give
Gowd=gold
Gude=good
Hoddin=the motion of a sage countryman riding on a cart-horse
Mak=make
Maunna=mustn't
Sae=so Wha=who
Yon=yonder
[http://www.robertburns.org/works/496.shtml ]

This has been set to music, and you may have heard it sung. It is written in Ayrshire dialect, and English, but the sentiments expressed are universal.

In Verse One, Burns is saying that wealth, or lack of it, and social class should not be the measure of a man's true worth. 'The rank is but the guinea's stamp' means that a person cannot be given a price. The man's character is the true gold.

Verse Two continues the theme. We may wear ordinary clothes, and eat simple food, but appearance is just a show, like tinsel. Honesty is worth more than fancy clothes.

Now Verse Three might have got Burns into some trouble in Edinburgh. The birkie (cool young guy) who struts around, and has the title of Lord, is only a coof (an idiot). The man who learns to think for himself is worth much more than that.

Verse Four continues this theme. Princes can hand out titles at will, but honesty and pure goodness are worth much more. Self respect doesn't come from inherited wealth or titles.

Verse Five is a prayer that Sense and Worth shall eventually agree with all mankind. Burns imagines a future world in which all people will live as brothers, in mutual trust and respect. 'It's coming yet, for a' that'.
[refer http://allpoetry.com/A-Man's-A-Man-For-A'-That ]

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[Quote No.52635] Need Area: Money > General
"[Poem: about the value of imagination, fantasy, experience and wisdom:]

I have no riches but my thoughts,
Yet these are wealth enough for me.

" - Sara Teasdale
Poet
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[Quote No.53040] Need Area: Money > General
"[Poem: about abundance, sharing, charity, empathy, generosity, ethics, 'The Golden Rule' (of treating others as you would want to be treated), reciprocity and gratitude]

'Because I Have Been Given Much'

Because I have been given much, I too must give.
Because of thy great bounty, Lord, each day I live
I shall divide my gifts from thee
With every brother that I see
Who has the need of help from me.
Because I have been sheltered, fed by thy good care,
I cannot see another's lack and I not share
My glowing fire, my loaf of bread,
My roof's safe shelter overhead,
That he too might be comforted.
Because I have been blessed by thy great love, dear Lord,
I'll share thy love again, according to thy word.
I shall give love to those in need.
I'll show that love by word and deed.
Thus shall my thanks be thanks indeed.

" - Grace Noll Crowell

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[Quote No.53323] Need Area: Money > General
"[Poem: about the dangers of wealth and influence includes false friends, attracted to you for what you have and can do for them, rather than for who you are and your pleasant company.]

'The Old Story'

Like many a one, when you had gold
Love met you smiling, we are told;
But now that all your gold is gone,
Love leaves you hungry and alone.

And women, who have called you more
Sweet names than ever were before,
Will ask another now to tell
What man you are and where you dwell.

Was ever anyone but you
So long in learning what is true?
Must you find only at the end
That who has nothing has no friend?

" - Marcus Argentarius
(Argentarii in Latin are bankers, money changers) is the author of about thirty epigrams in the 'Greek Anthology', most of which are erotic, and some are plays on words. We may infer from his style that he did not live before the time of the Roman empire, but nothing more is known of his age. This is the most famous of his poems.
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[Quote No.53324] Need Area: Money > General
"[Poem: about the dangers of wealth and influence includes false lovers and friends, attracted to you for what you have and can do for them, rather than for who you are and your pleasant company.]

'The Poor Man Is Not Loved'

Yes, you were loved, Sosicrates, when rich; but now in her
Love's dead: the drug of poverty's to blame;
She called you 'dear Adonis' once; she found you very myrrh,
And now she dares to ask you -- 'what's your name,
And whence you come and where you live?' O don't you know, good Sir,
That 'penniless' and 'loveless' are the same?

" - Marcus Argentarius
(Argentarii in Latin are bankers, money changers) is the author of about thirty epigrams in the 'Greek Anthology', most of which are erotic, and some are plays on words. We may infer from his style that he did not live before the time of the Roman empire, but nothing more is known of his age.
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[Quote No.53499] Need Area: Money > General
"[Poem: about understanding need versus greed. At a certain point money isn't needed for the way you want to live but it has becomes a way of keeping score of the hard-earned skills you have in your vocation and it is part of how you see and value yourself. Also it can become a goal to provide a legacy for your beloved family and for charity:]

'The Spell of the Yukon'

...

There’s gold, and it’s haunting and haunting;
It’s luring me on as of old;
Yet it isn’t the gold that I’m wanting
So much as just finding the gold.

...

" - Robert W. Service
(1874–1958), Canadian poet.
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[Quote No.53520] Need Area: Money > General
"[Poem: about charity and kindness]

'The Blackberry Girl'

‘Why Phoebe, are you come so soon,
Where are your berries, child?
You cannot, sure, have sold them all,
You had a basket piled.’

‘No, Mother, as I climbed the fence,
The nearest way to town,
My apron caught upon a stake,
And so I tumbled down.

‘I scratched my arm and tore my hair
But still did not complain;
And had my blackberries been safe,
Should not have cared a grain.

‘But when I saw them on the ground,
All scattered by my side,
I pick'd my empty basket up,
And down I sat and cried.

‘Just then a pretty little miss
Chanced to be walking by;
She stopped, and, looking pitiful,
She begged me not to cry.

‘'Poor little girl, you fell,' said she,
'And must be sadly hurt.'
'Oh no,' I cried, 'but see my fruit
All mixed with sand and dirt!'

‘'Well, do not grieve for that,' she said;
'Go home and get some more.'
'Ah no, for I have stripped the vines;
These were the last they bore.'

‘My father, miss, is very poor,
And works in yonder stall;
He has so many little ones,
He cannot clothe us all.

‘I always longed to go to church,
But never could I go;
For when I asked him for a gown,
He always answered, No.

‘There's not a father in the world
That loves his children more;
'I'd get you one with all my heart,
But, Phoebe, I am poor.'

‘But when the blackberries were ripe,
He said to me one day,
'Phoebe, if you will take the time
That's given you to play,

‘'And gather blackberries enough,
And carry them to town,
To buy your bonnet and your shoes,
I'll try to get a gown.'

‘O miss, I fairly jumped for joy,
My spirits were so light,
And so when I had leave to play,
I picked with all my might.

‘I sold enough to get my shoes
About a week ago,
And these if they had not been spilt,
Would buy a bonnet too.

‘But now they are gone, they all are gone,
And I can get no more,
And Sundays I must stay at home
Just as I did before.

‘And, Mother, then I cried again
As hard as I could cry;
And, looking up, I saw a tear
Was standing in her eye.

‘She caught her bonnet from her head;
'Here, here,' she cried, 'take this!'
'Oh no, indeed - I fear your ma
Would be offended, miss.'

‘'My ma! No, never! She delights
All sorrow to beguile;
And 'tis the sweetest joy she feels
To make the wretched smile.

‘'She taught me when I had enough
To share it with the poor,
And never let a needy child
Go empty from the door.

‘'So take it, for you need not fear
Offending her, you see;
I have another, too, at home,
And one's enough for me.

‘So then I took it - here it is;
For, pray, what could I do?
And, Mother, I shall love that miss
As long as I love you.’

" - Nancy Sproat

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[Quote No.53654] Need Area: Money > General
"Money may be the husk of many things, but not the kernel. It brings you food, but not appetite; medicine, but not health; acquaintance, but not friends; servants, but not loyalty; days of joy, but not peace or happiness." - Henrik Ibsen

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[Quote No.53655] Need Area: Money > General
"If we fasten our attention on what we have [and how it could be worse so we are grateful we have what we do], rather than on what we lack, a very little wealth is sufficient." - Francis Johnson

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[Quote No.54195] Need Area: Money > General
"Hppiness resides not in possessions, and not in gold, happiness dwells in the soul." - Democritus

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[Quote No.54204] Need Area: Money > General
"[True story after true story: about focus, drive and persistence overcoming a poor and/or difficult childhood to rise to immense financial success:-] 25 Inspirational Rags-to-Riches Stories

25---Andrew Carnegie: This Scottish-American industrialist started to work at a cotton mill for a 12-hour, 6-days a week job in America when he was only 13 years old after his father lost his jobs as a hand weaver in Scotland. Hired later as a telegraph messenger at the Pennsylvania Railroad Company, he was able to climb the corporate ladder where he used his earnings to invest in ventures that led him to build an empire in the steel industry including his large-scale philanthropic legacy.

24---Oprah Winfrey: Born to unwed teenage parents in Mississippi, this media mogul wore dresses that her grandmother made out of potato sacks. After being molested, she ran away at the age of 13 and became a mother at 14, but her son died in infancy. Sent to live with his father, a barber in Tennessee, she got a full scholarship in college, won a beauty pageant and was discovered by a radio station. Her empire is now worth $2.7 billion which she shares with the world through her philanthropic works.

23---Maria Das Gracas Silva Foster: Born in the poverty-stricken shantytown of Morro do Adeus, Brazil to an alcoholic father, she earned extra money by collecting cans and paper to continue her studies. She broke the barriers of the corporate ladder when she was hired as an intern at Petrobras, an oil company, in 1978 and became the first female head of the department of engineering. She also became one of the world’s most influential people as the first female CEO of Petrobras.

22---Sam Walton: During the Great Depression, Sam Walton and his family lived on a farm in Oklahoma where he milked the family cow and delivered bottles to customers to make ends meet. He joined JC Penny three days after graduating from the University of Missouri with a BA Economics degree. After WW II, with capital of $25,000 that he borrowed from his father along with the $5,000 that he saved from the army, he bought a Ben Franklin variety store which he expanded into the retailer giant Walmart and the membership-only retailer warehouse Sam’s Club.

21---Chris Gardner: Born without knowing his real father, he was driven out of his home by his abusive stepfather. He enlisted in the Navy and later became a medical supplies salesman. Due to the slump in his job and with his own family to support, he became interested in stock broking after seeing a stockbroker with a Ferrari. His travails of sleeping in a subway station bathroom, being homeless, passing the licensing exam for stockbrokers, and becoming employed by Bear Sterns was documented in his memoirs, ‘The Pursuit of Happiness,’ which became a hit movie as well.

20---Ingvar Kamprad: Living on a farm most of his growing up years, this Swedish business magnate had always been known for being enterprising even at a young age as he bought matches in bulk and sold them individually to his neighbors. This expanded to fish, pens and Christmas decorations. He also used the cash reward that his father gave him for good grades and used this to create a mail-order business that became the retail company IKEA. Furniture became the company’s biggest seller, which made him one of the richest men in the world today having a net worth of $3 billion.

19---J.K. Rowling: Joanne Rowling, a native of Yate, Gloucestershire in England moved to Porto, Portugal in 1990 when her mother died. While she was already writing the Harry Potter novel even before her mother’s death, the seven-year period that followed entailed a divorce from her husband in 1993, a move to Edinburgh, Scotland and a life with a daughter living on welfare while suffering from clinical depression until she finished the first book in her famous series, ‘Harry Potter and the Philosopher’s Stone’ in 1997. She was able to finish it by writing on scraps of tissue paper from the numerous cafes they visited to let her daughter sleep. With over 400 million books and the worldwide success of the Harry Potter franchise JK Rowling’s net worth is $1 billion.

18---Jim Carrey: James Eugene Carrey was born in Ontario, Canada to a middle-income family where his musician father worked as an accountant. However, things got worse for his family when his father lost his job and they all had to move to Scarborough. He worked at the Titan Wheels Factory for eight hours a day while attending school, but never finished high school. While living in a camper van, he started doing stand-up routines and eventually landed a gig in the sitcom The Duck Factory. He first gained recognition in 1990 when he became one of the casts in the sketch comedy ‘In Living Colors.’ He later moved on to movies and became one of the highest paid comedians in America.

17---Sheldon Adelson: The son of a Lithuanian immigrant taxi driver, his mother ran a knitting store from their home. He grew up in a tenement where he shared a bedroom with his parents and three siblings, started selling newspapers at the age of 12, and started his candy-vending machine business at the age of 16. Though he tried his hand at various enterprises from packing hotel toiletries to mortgage brokering his biggest break came from developing a computer trade show. He purchased the Sands Hotel & Casino and later the mega-resort, The Venetian, from the profits of his ventures pegging his net worth today at $21.8 billion.

16---Kirk Kerkorian: The Armenian-born Kirk Kerkorian grew up at the time of the Great Depression, where he learned English on the street and dropped out of 8th grade to become an amateur boxer. He became a daredevil pilot for the Royal Air Force during WW II and delivered supplies over the Atlantic flying some of the most perilous routes. After quitting gambling in 1947, he bought some charter planes and also engaged in real estate in Las Vegas in 1962. He became the ‘father of the mega-resort’ when he bought The Flamingo and built the stalwarts of the Las Vegas scene, The International and MGM Grand, which made him worth a few billion dollars.

15---John D. Rockefeller: One of six children born in Richford, New York, Rockefeller might have inherited his good business sense from his father, a traveling salesman who used all the tricks to get out of decent hard work and taught his son to always get the best deal in all things. His mom struggled to raise them and though they moved a number of times, he was able to finish school and get his first job as a bookkeeper where he earned $50 in three months. He decided to put up a firm and built an oil refinery with his friend Maurice B. Clark in 1859. He later bought out the Clark brothers’ refinery firm and renamed it Rockefeller & Andrews. He also founded the Standard Oil Company to become the world’s first billionaire and the richest person in history.

14---Leonardo Del Vecchio: Del Vecchio was sent to an orphanage when his widowed mother could not support all five of her children. He worked in a factory that made molds for auto parts and eyeglass frames where he lost part of his finger during an accident. He opened his first molding shop called Luxottica at the age of 23 which expanded to be the world’s largest maker of sunglasses and prescription eyeglasses. Luxottica, the known maker of Ray-Ban and Oakley eyewear, also owns 6,000 Sunglass Hut and Lenscrafters retail shops. The second richest man in Italy is now worth $11.5 billion.

13---Li Ka-shing: Born to a family that fled mainland China for Hong Kong in 1940, his father died of tuberculosis which made him quit school at the age of 15 to support his family by working for 16 hours in a factory that made plastics and plastic flowers for US export. He founded Cheung Kong Industries in 1950, which manufactured plastics at first but later on ventured into real estate. The 9th richest person in the world has ownership in a number of multi-range companies from cellular phones, banking, satellite television, steel industries, and shipping.

12---Howard Schultz: Howard Schultz came from a poor family living in the Canarsie Bayview Houses, a housing project in Brooklyn, New York, which made him want to have a lifestyle beyond what his truck-driver father couldn provide. As he saw escape in sport, he became a football scholar at the University of North Michigan where he graduated with a degree in communication, the first in his family to do so. While working for Xerox, he discovered a small coffee shop called Starbucks and became captivated by it. He left Xerox and became the first CEO of Starbucks in 1987, which he expanded from its first 60 shops to over 16,000 outlets worldwide, giving him a net worth of $1.5 billion.

11---Ursula Burns: Ursula Burns grew up in a housing project in Manhattan’s Lower East Side, a hub for gangs. She was raised by her Panamanian-immigrant single mother who ran a daycare center at her home and ironed shirts for a fee so that she could send Ursula to Cathedral High School. She earned her Mechanical Engineering degree at NYU and became an intern at Xerox. Ursula Burns became the first African-American woman to ever lead a Fortune 500 Company and the 14th most powerful woman in the world.

10---John Paul DeJoria: Before John Paul Mitchell Systems became a success, its founder, John Paul DeJoria had a rough life. After his parents divorced when he was just 2 years old, he sold newspapers and Christmas cards to help his family until the age of 10 when he was sent to live in a foster home. An LA gang member before he joined the military, he was also employed by Redken Laboratories. He loaned $700 and founded JPM Systems to sell his company’s shampoo door-to-door while living out of his car. Today JPM Systems’ annual profit is nearly $900 million.

9---Guy Laliberté: Before Cirque du Soleil came to life, its founder, Canadian-born Laliberté started his acts in circus as a fire-eater that walks on stilts. His venture paid off when he brought his successful troupe in 1987 from Quebec to the Los Angeles Arts Festival with no guarantee of a return fare for the cast. He now commands a total net worth of $2.5 billion.

8---Do Won Chang: Do Won Chang had to work three jobs as a janitor, gas station employee, and coffee shop attendant to support his family when they moved from Korea to America in 1981. After three years of thrift-spending, he was able to open his first retail store Fashion 21, which grew to be the retail clothing giant Forever 21, a pioneer in fast fashion. The multinational clothing empire with over 480 outlets worldwide generates an annual income of $3 billion.

7---George Soros: After surviving the Nazi occupation of Hungary in 1947, George Soros escaped the country to stay with his relatives in London. He supported his studies by working as a waiter and railway porter and then sold goods at a souvenir shop after graduating. He also wrote every merchant bank in England until he gained an entry-level job at Singer & Friedlander. He became ‘the man who broke the bank of England’ due to his famous bet against the British pound in 1992, where he earned more than a billion dollars in profit in one plunge in the Black Wednesday UK currency crisis.

6---Zdenek Bakala: With just a $50 bill wrapped in plastic and hidden in a sandwich, Zdenek Bakala fled communist Czechoslovakia in 1980 when he was 19 years old and made it to Lake Tahoe. He worked as a dishwasher at Harrah’s Casino while studying for his undergraduate degree from UC Berkeley and an MBA from Dartmouth. He later on ventured in banking, opened his first company Credit Suisse First Boston in Prague after the fall of the Berlin Wall and presided over a coal company that has a $2.52 billion market.

5---Harold Simmons: Harold Simmons grew up in a shack in the poor rural town of Golden, Texas with no plumbing or electricity. He still managed, however, to graduate with a B.A. and masters in Economics from the University of Texas. His first venture was a series of drugstores which were almost entirely funded with a loan. This became a 100-store chain which he sold to Eckerd for $50 million. He became famous as a master of the corporate buyout and currently owns 6 companies that trade on the NYSE including the world’s largest producer of titanium, Titanium Metals Corporation.

4---Richard Desmond: Richard Desmond was raised by a single mother living on top of a garage. He quit school at the age of 14 to focus on being a drummer while working as a coat-checker to help pay bills. Though he never became famous for his musical abilities, he later opened his own record store and published his first magazine, ‘International Musician and Recording World’ and expanded the Desmond magazine empire with publications such as the British version of ‘Penthouse’ and ‘OK!’. He now owns a number of publications around the world and was listed on the 2011 ‘Sunday Times’ Rich List with a net worth of £950 million.

3---Harry Wayne Huizenga: Harry Wayne Huizenga was born in Chicago, Illinois to an abusive father. His family moved to Florida to save his parents’ marriage but his father never changed. He moved back to Chicago to go to college but soon dropped out and then signed up to be a reserve in the Army. He went back to Florida after his training and bought his first dump truck to start a trash disposal business. This venture became highly profitable so he purchased more garbage trucks and later built his company, the Waste Management Inc., which became well-known all over the US. He also purchased Blockbuster stores, which later merged with Viacom. He is credited for founding three Fortune 500 companies.

2---Richard Branson: Born to a family of lawyers in Blackheath, London, he had poor academic performance due to his dyslexia. Therefore, he focused more on his business which included growing Christmas trees and raising parakeets. He later started his own record mail-order business at the age of 16. In 1972, he established the record store Virgin Records, which prospered in the 1980s with a number of outlets. He also created Virgin Atlantic Airwaves, which expanded Virgin Records into a music label, making him the 245th richest person in the world today.

1---Roman Abramovich: An orphan at the age of four, this Russian business tycoon was raised by his uncle and grandmother. He got his first break from an expensive wedding gift given by his in-laws. He dropped out of college to pursue his business, which included selling imported plastic ducks from his Moscow apartment. He then ventured into managing the oil giant Sibneft after taking it over in 1995. He continued to flip his investments with profitable ventures such as Russian Aluminum and the steelmaker Evraz Group. He is now the 5th richest person in Russia and owns the $1.5 billion yacht ‘Eclipse,’ the largest private yacht docked in New York City and the Chelsea Football Club, among others.

" - David Pegg
August 12, 2013. [http://list25.com/25-inspirational-rags-riches-stories/ ]
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[Quote No.54207] Need Area: Money > General
"[True story: about focus, drive and persistence overcoming a poor and difficult childhood to rise to immense financial success: an Inspirational Rags-to-Riches Story:] Dhirubhai Ambani was an Indian entrepreneur who rose from impoverished circumstances to found and run Reliance Industries Limited making it one the largest private sector companies in India!" - thefamouspeople.com
[http://www.thefamouspeople.com/profiles/dhirubhai-ambani-3748.php ]
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[Quote No.54210] Need Area: Money > General
"[True story after true story: about focus, drive and persistence overcoming a poor and/or difficult childhood to rise to immense financial success:-] Inspirational Rags-to-Riches Stories

Kenny Troutt: Net worth: $1.27 billion: Country: US: --- Troutt made his fortune by founding a long distance telephone service company Excel Communications. He sold his company in 1998 to Teleglobe for $3.5 billion. Troutt had an alcoholic father who worked as a bartender and oil-rig worker. After his parents divorced, he was forced to move in a city housing project along with his mother and siblings. While in college Troutt used work as a part-time insurance salesperson.

Howard Schultz: Net worth: $2 billion: Country: US: --- Howard D. Schultz is best known as the chairman and CEO of Starbucks. Schultz was the first person in his family to attend college. His father worked as a truck driver. As the family was poor, Schultz find saw an escape in sports such as baseball, football, and basketball. After graduating, Schultz started working as a salesperson for Xerox Corporation. After changing jobs and rising through the ranks, Schultz joined Starbucks as Director of Marketing but later resigned and opened his own store 'Il Giornale'. He bought Starbucks for $3.8 million two years after becoming an entrepreneur.

Kenneth Langone: Net worth: $2.1 billion: Country: US: --- Kenneth Langone is an investment banker, best known for his association with Home Depot, a company that retails home improvement items and construction products. He had been a board member of the company for 30 years. Langone’s father was a plumber and his mother a cafeteria worker. As a student, Langone worked as a butcher's assistant and a ditch digger. He did his part-time business management and worked full time in the finance field and became an investment banker. He helped Home Depot co-founders arrange the necessary capital after they were fired from Daylin Corporation.

Oprah Winfrey: Net worth: $2.9 billion: Country: US: --- Oprah Winfrey is famous for her award-winning talk show ‘The Oprah Winfrey Show’. She owns the production company that made the talk show. She also co-founded women’s cable television network Oxygen. Winfrey was born into poverty in rural Mississippi to a teenage single mother. She experienced considerable hardship during her childhood, saying she was raped at age nine and became pregnant at 14; her son died in infancy, according to Wikipedia.

Shahid Khan: Net worth: $3.8 billion: Country: US: --- Shahid Khan is a Pakistani-born American billionaire who owns the Jacksonville Jaguars of the National Football League (NFL) and the English Premier League team Fulham F.C. But his source of wealth is the automobile parts manufacturer Flex-N-Gate. When he came to the United States from Pakistan, he spent his first night in a $2/night room at the University Y-YMCA, and his first job was washing dishes for $1.20 an hour, according to Wikipedia. He graduated from the UIUC School of Mechanical and Industrial Engineering with a BSc in Industrial Engineering. Khan started Bumper Works, a company that manufactured bumpers for pickup trucks. Later he acquired Flex-N-Gate, a company he worked in right after graduating. Khan has been featured in ‘Forbes’ Magazine on the cover depicting him as the face of ‘American Dream’.

Kirk Kerkorian: Net worth: $3.9 billion: Country: US: --- Kirk Kerkorian is the casino mogul and an important figure in shaping Las Vegas. Kerkorian was born to immigrant parents. He dropping out of school in eighth grade and took up boxing under the tutelage of his older brother. He started investing in Las Vegas property in the early years. For example, he bought 80 acres across the Las Vegas Strip. When he sold this to Caesars, he made almost 10 times his original investment. The Las Vegas Hilton and the Flamingo Hilton were both this hotels that he sold to the Hilton Hotels Corporation. After he purchased the Metro-Goldwyn-Mayer movie studio in 1969, Kerkorian (with architect Martin Stern Jr.) opened the original MGM Grand Hotel and Casino, larger than the Empire State Building and the largest hotel in the world at the time it was finished, according to Wikipedia.

John Paul DeJoria: Net worth: $4 billion: Country: US: --- John Paul Jones DeJoria is well known as a co-founder of the Paul Mitchell line of hair products and The Patron Spirits Company. John Paul Jones DeJoria’s parents were immigrants. His parents divorced when he was two years old. To support his family, he started selling Christmas cards and newspapers by the time he was nine. When his single mother proved unable to support both children, they were sent to an East Los Angeles foster home. After graduation he joined US Navy after which he took on small jobs including janitor and insurance salesperson. DeJoria entered the world of hair care as an employee of Redken Laboratories. He was fired from this position, he claims over a disagreement on business strategies, according to Wikipedia. And it adds that in 1980, he formed John Paul Mitchell Systems with hairdresser Paul Mitchell. DeJoria also has a majority stake in The Patron Spirits Company, which sells an ultra-premium tequila brand.

Do Won Chang: Net worth: $5 billion: Country: US: --- Do Won Chang is the founder of clothing retail store Forever 21. When he migrated to the US, he worked as a janitor. He also did jobs at coffee shop and pumping gas stations. The beginning was humble. He and his wife, Jin Sook, opened a clothing store after migrating to the US. It was called Fashion 21. The store took off and as he expanded to other locations, the store's name was changed to its current title Forever 21.

Ralph Lauren: Net worth: $7.7 billion: Country: US: --- Ralph Lauren is a fashion designer renowned known for Polo Ralph Lauren clothing brand. After serving the US Army briefly, he started working as a sales assistant for Brooks Brothers and then took a job as salesperson for a tie company. When he was 26, he designed a tie that was rejected by his company. He was told that his designed tie was commercially unviable. He quit his job and started out on his own. He took rags and turned them into ties. And in 1967 with financial help from Norman Hilton, a clothing manufacturer in New York, Lauren opened a necktie store where he sold ties under the brand name Polo. From there on he kept rising and winning awards for his designs.

Francois Pinault: Net worth: $15 billion: Country: France: --- Though you may not have heard of Francois Pinault, his company (Artemis S.A) owns or has owned many successful brands. Some of them include Converse shoes, Samsonite luggage, Chateau Latour, the Vail Ski Resort, and Christie's auction house. Pinault quit high school and started working at his father’s lumber mill because his classmates made fun of his poor background. He is known to be a ruthless businessman who sold his businesses when the economy and share markets were doing well and later bought them back at a fraction of what he sold them for when the economy and markets crashed.

Leonardo Del Vecchio: Net worth: $15.3 billion: Country: Italy: --- Leonardo Del Vecchio is the founder and chairman of Luxottica, a designer and manufacturer of eyeglass frames. The firm owns the Sunglass Hut and Lenscrafters chains with a total of over 6000 stores, according to Wikipedia. Some of the brands that belong to Luxottica include Ray-Ban, Oakley and Persol. Vecchio was given to an orphanage by his mother because she was unable to support him financially. He began his career as an apprentice to a tool and dye maker in Milan, but decided to turn his metal working skills to make spectacle parts and started Luxottica. This was in 1961. From there his business grew and he took the firm international and listed the company in New York in 1990.

George Soros: Net worth: $20 billion: Country: US: --- George Soros is one of the most successful investors ever and he runs Soros Fund Management. Soros emigrated to England in 1947 and became an impoverished student. He worked as a railway porter and as a waiter to survive. While selling fancy goods on the sea side and souvenir shops, one day Soros realised that this not what he wants to do in his life. He wrote to every managing director in every merchant bank in London and ended at an entry-level position in Singer & Friedlander. He then moved to US and worked with few more banks before starting the Quantum Fund in partnership with Jim Rogers. Later he founded his own Soros Fund Management.

Li Ka-shing: Net worth: $31 billion: Country: Hong Kong: --- Li Ka-shing is the Chairman of the Board of Hutchison Whampoa Limited (HWL) and Cheung Kong Holdings; through them, he is the world's largest operator of container terminals and the world's largest health and beauty retailer, according to Wikipedia. Due to his father's death, Ka-shing was forced to leave school before the age of 15 and found a job in a plastics trading company where he laboured 16 hours a day. By 1950 he was able to start his own company, Cheung Kong Industries. From manufacturing plastics, Li led and developed his company into a leading real estate investment company in Hong Kong that was listed on the Hong Kong Stock Exchange in 1972, according to Wikipedia. It adds that Cheung Kong expanded by acquiring Hutchison Whampoa and Hong Kong Electric Holdings Limited in 1979 and 1985 respectively.

Harold Simmons: Net worth: $10 billion: Country: US: --- Harold Simmons is famous for giving the world the concept of leveraged buyout that is used in acquisition of company. He was the owner of Contran Corporation and of Valhi. He also controlled listed firms such as NL Industries; Titanium Metals Corporation, Waste Control Specialists, CompX, and Kronos Worldwide. Simmons grew up in a ‘shack’ that has no plumbing or electricity. Despite the tough conditions, he got himself admitted in the University of Texas where he earned a bachelors and masters in economics. His first leverage buyout deal was of a drugstore where he invested $5,000 of his own money and a loan of $95,000. He parlayed this store into a chain of 100 stores and sold it to Eckerd Corporation for over $50 million. This launched his career as an investor.

Larry Ellison: Net worth: $41 billion: Country: US: --- Larry Ellison is the co-founder and CEO of Oracle Corporation. Larry Ellison was born in New York City to an unwed mother of Jewish heritage and after he contracted pneumonia at the age of nine months, his mother gave him to her aunt and uncle for adoption, according to Wikipedia. He dropped out of college after his adoptive mother died and held odd jobs for eight years. Ellison founded software Development Laboratories with two partners in 1977, which was renamed Relational Software in 1979, and finally Oracle Systems Corporation in 1982 after its flagship product, the Oracle database.

Gautam Adani: Net worth: $3.1 billion: Country: India: --- Adani was doing a bachelor’s in Commerce from Gujarat University but had to drop because of family’s financial problems. He started out as a diamond sorter in Mumbai and later went back to Gujarat to help his brother in plastic business. He progressed to trading in Polyvinyl Chloride and never looked back thereafter.

" - Unknown

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[Quote No.54213] Need Area: Money > General
"[True story after true story: about focus, drive and persistence overcoming a poor and/or difficult childhood to rise to immense leadership power and success:-] Inspirational Rags-to-Riches Stories from the distant past

- Genghis Khan, who was homeless with just his mother and his siblings. He went on to create the largest land empire in history.

- The Roman Emperor Diocletian, born in poverty and whose father was a former slave (by some sources, the emperor himself was born in slavery).

- Pope Leo III was of commoner origin and attained the high position in spite of violent opposition from the nobility, who considered the papacy as their preserve.

- Pope Gregory VII, Hildebrand, was a commoner, perhaps the son of a blacksmith. His bad reputation was partially due to horror at his high social mobility.

- Chandragupta Maurya of India, who from a humble beginning founded the Maurya Empire.

- China's Hongwu Emperor and Emperor Gaozu of Han, who were born into peasant families, but eventually founded two of the nation's most illustrious imperial dynasties.

- Nader Shah, founder of the Afsharid dynasty, also known as the Last Great Conqueror from Asia.

- Toyotomi Hideyoshi, a famous example in modern times, as a he unified pre-modern Japan.

" - wikipedia.org
[http://en.wikipedia.org/wiki/Rags_to_riches ]
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[Quote No.54219] Need Area: Money > General
"[True story after true story: about focus, drive and persistence overcoming a poor and/or difficult childhood to rise to immense financial success:-] 7 Inspiring Rags-To-Riches Stories Of Entrepreneurs

This is one genre of stories that has enjoyed an ever-lasting appeal: rags to riches tales. Stories of heroic struggle against odds, survival and eventual triumph have always inspired people, given them hope, courage to fight, and egged them on to persevere. Here, [are] 7 such fabulous stories from around the world, which we believe, would ignite your never-say-die spirit and inspire you to become all that you can be.

1. The steel tycoon who grew up in a one-room weaver’s cottage: Andrew Carnegie: This American industrialist, the founder of Carnegie Steel – a company that produced more steel than all of Great Britain at one point – was born to a poor handloom weaver in Scotland. He grew up in poverty, living in a one-room house, often sleeping to ‘forget the misery of hunger’. To fight starvation, his family migrated to the US. His first job was at age 13 as a bobbin boy, changing spools of thread in a cotton mill 12 hours a day, 6 days a week in a Pittsburgh cotton factory. In his spare time, he would read works of Robert Burns and historical Scottish heroes like Robert the Bruce, William Wallace, and Rob Roy. His next job was as a telegraph messenger boy. A true entrepreneur, he was a hard worker, and soon was promoted as an operator. Colonel James Anderson, who opened his personal library of 400 volumes to working boys each Saturday night, gave a good boost to his education and passion for reading. Carnegie went on to do a series of railroad jobs. There, he learnt about the industry and business in general. It was during this stint that he began making investments in steel and oil companies that earned him huge returns. By 1889, Carnegie Steel Corporation was the largest of its kind in the world. He went on to become the richest man in the world. Known as one of the ‘builders’ of America who helped shape the nation, in 1901, he sold Carnegie Steel to JP Morgan for $480 million and became a philanthropist. He donated millions to the New York Public Library, established the Carnegie Institute of Technology in Pittsburgh, which is now known as Carnegie-Mellon University, created the Carnegie Foundation for the Advancement of Teaching, and formed the Carnegie Endowment for International Peace. Remember, the journey began in a one-room weaver’s cottage in Dunfermline.

2. The retail giant who had to milk cows, deliver newspapers: Samuel Walton: This American entrepreneur who built a small grocery store into the giant Walmart supermarket chain, amassing a fortune of over $23 billion, grew up during the Great Depression. He had numerous chores to help make financial ends meet for his family as was common at the time. He milked the family cow, bottled the surplus, and drove it to customers. Afterwards, he would deliver Columbia Daily Tribune newspapers on a paper route. In addition, he also sold magazine subscriptions. During his college, he worked various odd jobs, including waiting tables in exchange for meals. After graduation, he joined the US Army during the World War II. After the war, he left the military and started managing a variety store at the age of 26. He took a loan to buy his first store, and thanks to simple innovations in business, he soon bought his second store. Within 3 years, his sales volume grew to $225,000. The first true Wal-Mart opened on July 2, 1962 in Rogers, Arkansas. The rest is history. Forbes ranked Sam Walton as the richest person in the United States from 1982 to 1988. At the time of his death in 1992, he had 1,960 Wal-Mart stores, employed 380,000 people and clocked annual sales of about $50 billion.

3. The Queen of all media who was raped at age 9: Oprah Winfrey: Best known for her multi-award-winning talk show ‘The Oprah Winfrey Show’ — the highest-rated program of its kind in history — Oprah Winfrey is dubbed as the ‘Queen of all media’ and ranked as the richest African-American of the 20th century. She was born into poverty in rural Mississippi to a teenage single mother. She was later raised in an inner-city Milwaukee neighborhood. She has often spoken about the hardships she experienced during childhood, saying she was raped at age 9 and at 13, after suffering years of abuse, she ran away from home. She became pregnant at 14. Her son, she said, died in infancy. While in high school, she landed a job in radio and began co-anchoring the local evening news at the age of 19. She got transferred to the daytime-talk-show arena because of her emotional ad-lib delivery. She became a millionaire at age 32 when her talk show went national. She is credited with creating a more intimate confessional form of media communication. Forbes’ international rich list has listed her as the world’s only black billionaire from 2004 to 2006 and as the first black woman billionaire in world history. As of 2014, she has a net worth in excess of 2.9 billion dollars and has overtaken former eBay CEO Meg Whitman as the richest self-made woman in America.

4. The CEO of Oracle who was born to an unwed Jewish mom: Larry Ellison: Larry Ellison was born in New York City to an unwed Jewish mother. His father was an Italian American US Air Force pilot. According to Wikipedia, Ellison contracted pneumonia when he was nine months old and his mother gave him to her aunt and uncle for adoption. His adoptive mother was warm and loving, while his adoptive father was unsupportive and distant. He was a bright but inattentive student. He left the University of Illinois at Urbana-Champaign after his second year without taking his final exams because his adoptive mother had just died. Later, he attended the University of Chicago for one term, where he first encountered computer design. In 1966, aged 22, he moved to northern California. In 1977, he founded Software Development Laboratories (SDL) with two partners and an investment of $2,000. In 1982, the company became Oracle Systems Corporation after its flagship product, the Oracle database. Currently, Ellison owns stakes in Salesforce.com, NetSuite, Quark Biotechnology Inc. and Astex Pharmaceuticals. In September 2011, Ellison was listed on the Forbes List of Billionaires as the fifth richest man in the world. Ellison is still the third richest American, with a net worth of about $36.5 billion.

5. The richest man in Asia who had to quit school at 15: Li Ka-shing: This Hong Kong business magnate, investor, and philanthropist is the richest person in Asia, with a net worth of $31.9 billion, according to the Bloomberg Billionaires Index, as of April 16,2014. He was born in Guangdong province, China. After his father’s death, he was forced to leave school to support his family before he turned 15. He found work at a plastics trading company where he laboured 16 hours a day. After years of back-breaking work, he was able to start his own company, Cheung Kong Industries. According to a Harvard Business School article: ‘From his humble beginnings in China as a teacher’s son, a refugee, and later as a salesman, Li provides a lesson in integrity and adaptability. Through hard work, and a reputation for remaining true to his internal moral compass, he was able to build a business empire that includes: banking, construction, real estate, plastics, cellular phones, satellite television, cement production, retail outlets (pharmacies and supermarkets), hotels, domestic transportation (sky train), airports, electric power, steel production, ports, and shipping.’ Today, Li’s businesses cover almost every facet of life in Hong Kong, from electricity to telecommunications, from real estate to retail, from shipping to the Internet. The Cheung Kong Group operates in 55 countries and employs over 260,000 staff worldwide.

6. The poor Ukrainian immigrant who became a Silicon Valley mogul: Jan Koum: When Facebook announced that it was buying mobile messaging startup WhatsApp for $19 billion in February 2014, that caused quite a stir. Jan Koum, the startup’s cofounder became the most talked about entrepreneur overnight. Media reported that the WhatsApp floored Mark Zuckerberg so much that the record offer was made so that the two could become ‘friends.’ A true rags to riches hero, Koum was born and raised in a village on the outskirts of Kiev, Ukraine, as the only child of a housewife and a construction labourer. Forbes reported that his house had no hot water, and his parents feared that their phone was tapped by the State and so rarely talked on it. He immigrated to California with his mother when he was 16. He used to sweep the floor of a grocery store and stood in line to collect food stamps. By 18, he was an expert computer hacker. In 1997, Koum was hired by Yahoo as an infrastructure engineer, shortly after he met Brian Acton while working at Ernst & Young as a security tester. In January 2009, Koum bought an iPhone and realized that it would spawn a whole new industry of apps. On his birthday, February 24, 2009, he incorporated WhatsApp Inc. in California.

7. The polyester prince who sold bhajia at village fairs: Dhirubhai Ambani: India too has its share of rags to riches heroes. And Dhirubhai Ambani is one of the best known among them. This founder of Reliance Industries was one of the three sons of Hirachandbhai, a school teacher, and Jamanaben. He also had two sisters. An anecdote from his childhood is that he once bought a tin of groundnut oil on credit from a local wholesaler and sold the oil in retail on the roadside. He earned a few rupees as profit from this transaction. Apparently, during weekends when his school was closed, he used to set up bhajia stalls at village fairs to make ends meet at home. According to R-ADAG, when he was 17, he went to Aden (now Yemen) in search of opportunity, and worked as a dispatch clerk for A. Besse. That was in 1949. A couple of years later, the company became a distributor for Shell products and Dhirubhai was promoted to manage the company’s oil-filling station at the port of Aden. It was here that he dreamed of setting up and owning a refinery, which he later realized with his petrochemicals venture. After returning to India, he started his first textile mill in Ahmednagar. Though his businesses were a huge success, there were also issues regarding Ambani’s control over the stock exchange. His detractors accused him of illegal or unethical transactions and acts but an investigation by the RBI did not find any evidence of it. By 2007, the combined fortune of the Ambani family stood at $60 billion, making Ambani’s the second richest family in the world.

" - Malavika Velayanikal
May 04, 2014. [http://yourstory.com/2014/05/rags-to-riches/ ]
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[Quote No.54222] Need Area: Money > General
"[True story after true story: about focus, drive and persistence overcoming a poor and/or difficult childhood to rise to immense financial success:-] 6 Women's Inspirational Rags-To-Riches Stories

1. Hilary Devey - Founder and CEO of Pall-EX: ‘I had no money and went without Christmas presents. I only owned three dresses, even though it was important I looked smart every day.’ After her father was declared bankrupt, Hilary Devey's family lost everything. Devey left school at the age of 16 to earn some money, landing herself in sales and logistics. She admits that it was hard work, and gave up her social life in order to work extra shifts for cash. After two failed marriages, Devey finally grabbed hold of that one idea that would make her a millionaire within three years. There was just one problem: none of the banks would back her. She had to sell her house to get the financial backing she needed. Now, she is not only CEO of freight distribution network Pall-EX, but even garnered a TV spot on BBC's Dragons' Den.

2. Indra Nooyi - Chairwoman and CEO of PepsiCo: ‘You need to start off saying that you have got to work twice as hard as your male, or any, counterparts.’ Although Nooyi did not grow up in the poorest conditions, her story is one of humble origins, set in middle-class India. Nooyi moved to the US in pursuit of a management degree with barely any money. She worked as a receptionist from midnight to sunrise to earn enough to buy her first suit for a job interview and to pay for her college fees. All her hard work paid off, however, when she landed positions at Johnson and Johnson and Motorola upon graduation. After six years of directing international corporate strategy projects at Boston Consulting Group and another four years as vice-president at Asea Brown Boveri, Nooyi joined PepsiCo as CEO.

3. J. K. Rowling – Author: ‘I was as poor as it is possible to be in modern Britain without being homeless. But rock bottom became a solid foundation on which I rebuilt my life.’ Rowling first came up with the idea of a boy discovering he was a wizard on a delayed train to Manchester. But it would be seven years before that idea would become a book. After her mother's death, Rowling left for Portugal to become a teacher and married a Portuguese TV journalist. They were only married for eleven months, and Rowling was fired from her teacher job for day-dreaming. She was now an unemployed and single parent. She admits to having lived in a mice-infested flat, struggling to raise her daughter on a welfare check of £70 a week. Unable to spend money on heating, she regularly warmed up in cafés, where she revisited the idea of Harry Potter. ‘Harry Potter and the Philosopher's Stone’ was initially rejected 12 times. But the rest is history; today, Rowling is author of the best-selling book series in history.

4. Michelle Mone - Co-founder and CEO of MJM Ltd: ‘I was naïve, I didn't realise what I was getting into. Just remember that you need to work your socks off, there's no shortcut.’ Mone grew up penniless in a one-bedroom flat and started working at the age of ten, running a paper round. At the age of 12, she was working in a fruit shop. When she was 15, however, her father suffered an illness that left him paralysed. Mone left school, with no qualifications, to support her family and started working as a model. When she turned 17 she met her soon-to-be husband and landed a job at Labatts by lying on her CV. Within 18 months she was head of sales and marketing, but the company was bought over and Mone was made redundant. For a dinner-dance she would attend with her husband, Mone bought a cleavage enhancing bra. She found it uncomfortable and was convinced she could make a better product; the idea for Ultimo was born. After extensive research, three years later and £100,000 in debt, Mone invented the ‘perfect’ bra. To get public attention, she hired nine actors, dressed as surgeons, to demonstrate in Oxford Street. They were all arrested, but the stunt had the desired effect.

5. Oprah Winfrey - Media proprietor: …When she was a baby, Winfrey's parents separated and left their daughter to live with her grandparents. For the first six years of her life, Winfrey wore dresses made out of potato sacks. When she turned six, her mother came to get her. Winfrey was abused by her mother's relatives until she was sent to live with her father at the age of 14. He was strict and would not accept anything less than what he thought was the best for her. This change of environment turned her life around. She became an honour student, won a scholarship and became the first African American woman to become a news anchor, all at the age of 19. She later became the host for an early morning talk show named ‘AM Chicago’, which was later renamed ‘The Oprah Winfrey Show’.

6. Ursual Burns - Chairwoman and CEO of Xerox: ‘The lower east side of New York City was really bad. Gangs and drug addicts were all there. The common denominator and great equaliser was poverty.’ Burns, one of three children who shared two absentee fathers, was raised by a single mother in a housing project in Manhattan. The area was known for its gangs. Despite their poverty, however, Burn's mother rigorously worked two jobs to send her children to school. It paid off and Burns went on to study at NYU. As she was completing her master's degree, Burns signed on to work at Xerox as a summer intern. She permanently joined the staff a year later and quickly rose through the ranks and became CEO.

" - Shané Schutte
19 June 2013 [http://realbusiness.co.uk/article/20983-6-womens-inspirational-rags-to-riches-stories ]
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[Quote No.54238] Need Area: Money > General
"[A true story – with a message about the importance of persistence, regardless of poverty or age: The silent film actress] Marie Dressler found herself down and out, with her money gone, with no job, when she was about sixty. She, too, went after the ‘breaks,’ and got them. Her PERSISTENCE brought an astounding triumph late in life, long beyond the age when most men and women are done with ambition to achieve!" - Napoleon Hill
‘Think and Grow Rich’ [http://www.sacred-texts.com/nth/tgr/index.htm ]
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[Quote No.54242] Need Area: Money > General
"[A true story – with a message about the importance of persistence past failure, defeat, disbelief, criticism and even old age and poverty:] During the depression, W. C. Fields, the comedian, lost all his money, and found himself without income, without a job, and his means of earning a living (vaudeville) no longer existed. Moreover, he was past sixty, when many men consider themselves ‘old.’ He was so eager to stage a comeback that he offered to work without pay, in a new field (movies). In addition to his other troubles, he fell and injured his neck. To many that would have been the place to give up and QUIT. But Fields was PERSISTENT. He knew that if he carried on he would get the ‘breaks’ sooner or later, and he did get them, but not by chance!" - Napoleon Hill
‘Think and Grow Rich’ [http://www.sacred-texts.com/nth/tgr/index.htm ]
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[Quote No.54244] Need Area: Money > General
"[A true story – with a message about the importance of persistence past failure, defeat, disbelief, criticism and even poverty:] Eddie Cantor lost his money in the 1929 stock crash, but he still had his PERSISTENCE and his courage. With these, plus two prominent eyes, he exploited himself back into an income of $10,000 a week! Verily, if one has PERSISTENCE, one can get along very well without many other qualities!" - Napoleon Hill
‘Think and Grow Rich’ [http://www.sacred-texts.com/nth/tgr/index.htm ]
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[Quote No.54357] Need Area: Money > General
"[A story - with a message about greed - where wealth is seen as more important than health, rest and other necessities - is not wise:] - 'Greed' - A rich landowner offered to give the newly arrived neighbor all the land he could walk around in one day. The condition was that he would have to be back at the spot from which he started by sundown. Early the next morning the neighbor set out, without eating any breakfast or greeting anyone. His plan was to cover six square miles. When he finished the first six, he decided to make it nine, then twelve, and finally fifteen. That meant he would have to walk sixty miles before sundown. By noon he had covered thirty miles. He did not stop for food or drink. His legs grew heavier and heavier. About two hundred yards from the finish line, he saw the sun going toward the horizon. He had only a few minutes left. He gathered all his energies for that one last effort. He staggered across the line just in time. Then he reached for his heart and fell down in a heap - dead. All the land he got was a piece six feet by two for his grave. He died of greed. ‘Avoid greed in all forms.’" - Unknown

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[Quote No.54363] Need Area: Money > General
"[A true story - with a message about greed and possessiveness:] - 'Greed-Selfishness' - In Africa they have a special way of capturing monkeys. These wary little animals are very fond of rice. In order to capture them, local farmers put some rice inside a hollow coconut shell, into which they have cut a hole just large enough for the monkey's hand. Half a dozen traps like this are left lying around in the center of the village. But each one is attached by a string to a nearby house. A family of monkeys comes up, attracted by the smell of rice. Each slips its hand into a shell to get a handful of rice. But with its hand full, it is unable to remove it. The hunters then approach and easily gather in their prey. If the monkey would only let go of the rice, it would be able to get away from the trap that had been set for it. But it likes rice too much to give it up - even at the risk of its own freedom and life." - Unknown

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[Quote No.54372] Need Area: Money > General
"[A story - with a message about not making money your god:] - 'WHO IS POOR?' - Once upon a time, there was a renowned saint. Many people used to visit him to get his blessings. Once a rich and greedy merchant went to him and offered him a bag full of gold coins. The saint refused to accept the offerings and said, ‘I don't accept money from people who are very poor.’ The merchant said, ‘But I'm very rich.’ ’Don't you wish to earn more money?’ asked the saint. ’Yes’, said the merchant. ’Those who wish for money always run after it. They will do anything to acquire it - including lying and defrauding, coercing and forcing others against their wills, breaking ethical and moral rules, ruining their relationships with their staff, family and friends, and even ruining their health. No one is as poor as these people’ said the saint. The merchant felt ashamed and went back to his home, with a new commitment to become a more balanced individual with a more fulfilling life, and a better set of priorities." - Unknown

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[Quote No.54383] Need Area: Money > General
"[A true story – with a message about wise disdain for riches, greed, excess, luxury, honors, etc., and instead humility and contentment from philosophy, which is the love of wisdom:] – ‘King Darius, and Heraclitus’ -

THE REQUEST: ‘King Darius, son of Hystaspes, to Heraclitus the wise man of Ephesus, greeting. . . ‘You are the author of a treatise ‘On Nature’ which is hard to understand and hard to interpret. In certain parts, if it be interpreted word for word, it seems to contain a power of speculation on the whole universe and all that goes on within it, which depends upon motion most divine; but for the most part judgement is suspended, so that even those who are the most conversant with literature are at a loss to know what is the right interpretation of your work. Accordingly King Darius, son of Hystaspes, wishes to enjoy your instruction and Greek culture. Come then with all speed to see me at my palace. For the Greeks as a rule are not prone to mark their wise men; nay, they neglect their excellent precepts which make for good hearing and learning. But at my court there is secured for you every privilege and daily conversation of a good and worthy kind, and a life in keeping with your counsels.’

THE REPLY: ‘Heraclitus of Ephesus to King Darius, son of Hystaspes, greeting. . . ‘All men upon earth hold aloof from truth and justice, while, by reason of wicked folly, they devote themselves to avarice and thirst for popularity. But I, being forgetful of all wickedness, shunning the general satiety which is closely joined with envy, and because I have a horror of splendour, could not come to Persia, being content with little, when that little is to my mind.’ " - Unknown
[http://www.perseus.tufts.edu/hopper/text?doc=Perseus%3Atext%3A1999.01.0258%3Abook%3D9%3Achapter%3D1 ]
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[Quote No.54384] Need Area: Money > General
"[A true story – with a message about wise disdain for riches, greed, excess, luxury, honors, etc., and instead humility and contentment from philosophy, which is the love of wisdom: ‘Alexander, The Great And] Diogenes The Wise Man’ - At Corinth, in Greece, there lived a very wise man whose name was Diogenes. Men came from all parts of the land to see him and hear him talk. But wise as he was, he had some very queer [unusual] ways. He did not believe that any man ought to have more things than he really needed; and he said that no man needed much. And so he did not live in a house, but slept in a tub or barrel, which he rolled about from place to place. He spent his days sitting in the sun, and saying wise things to those who were around him. At noon one day, Diogenes was seen walking through the streets with a lighted lantern, and looking all around as if in search of something. ‘Why do you carry a lantern when the sun is shining?’ some one said. ‘I am looking for an honest man,’ answered Diogenes. When Alexander the Great went to Corinth, all the foremost men in the city came out to see him and to praise him. But Diogenes did not come; and he was the only man for whose opinions Alexander cared. And so, since the wise man wonld not come to see the king, the king went to see the wise man. He found Diogenes in an out-of-the-way place, lying on the ground by his tub. He was enjoying the heat and the light of the sun. When he saw the king and a great many people coming, he sat up and looked at Alexander. Alexander greeted him and said,— ‘Diogenes, I have heard a great deal about your wisdom. Is there anything that I can do for you?’ ‘Yes,’ said Diogenes. ‘You can stand a little on one side, so as not to keep the sunshine from me.’ This answer was so different from what he expected, that the king was much surprised. But it did not make him angry; it only made him admire the strange man all the more. When he turned to ride back, he said to his officers,— ‘Say what you will; if I were not Alexander, I would like to be Diogenes.’ " - James Baldwin
[http://www.mainlesson.com/display.php?author=baldwin&book=fifty&story=Diogenes ]
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[Quote No.54394] Need Area: Money > General
"[A true story – with a message about wise disdain for riches, greed, excess, luxury, honors, etc., and instead humility and contentment from philosophy, which is the love of wisdom:] – ‘Diogenes and Craterus’ - [When Craterus, the brilliant general of Alexander the great, invited Diogenes to come and visit him, he replied,] No. I would rather live on a few grains of salt at Athens than enjoy sumptuous fare at Craterus's table." - Unknown
[http://millionsofmouths.com/diogenes.html ]
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[Quote No.54404] Need Area: Money > General
"[Keeping a close eye on your financial affairs - your (assets and) income, taxes, savings, investments [for example your superannuation) and your spending (budgets, etc) - is a necessary success skill for the ordinary person as well as the very successful. The following four stories from the worlds of music, arts and entertainment should reinforce this need to take your financial responsibilities seriously - learn, be interested and put in the time and never, ever completely delegate these responsibilities:]

1-Badfinger: Badfinger was an up and coming band from Great Britain. The Beatles got them on the map, but they were an extremely talented and driven band led by guitarist Pete Ham. Their manager, took all of their money and put them millions in the hole resulting in the suicide of Ham in 1975. The rest of the band tried to go on, but unfulfilled record contracts had them owing millions more. In 1983, Bass player, song writer, and vocalist Tom Evans also took his own life. A truly tragic story of financial treachery and mismanagement.

2-Billy Joel: In the words of Billy Joel, whose brother-in-law stole millions from him (Christy Brinkley's brother) ‘Hire an accountant and then hire a second accountant to watch the first accountant’. NEVER have any family member whatsoever do any of your finances whether you're rich and famous or just a common person. Have a separate bank account from your husband or wife and check your bank account every day!

3-Leonard Cohen: Leonard Cohen is an iconic and massively successful rocker through and through, but when he returned to the road in 1998 after a 15-year absence, he had little to show for it. After years of mishandling by his former manager, Kelley Lynch, Cohen had almost nothing in the bank for retirement. Cohen took her to court, but following a 2004 ruling that she repay $9.5 million in losses accrued, Lynch ignored the order. In 2008, financial desperation forced Cohen to mount his first world tour in nearly two decades. Five years later, he's still performing live -- at the age of 78.

4-Courtney Love: Courtney Love has probably never slept underneath a bridge, but Kurt Cobain's widow has claimed that somewhere in the vicinity of $530 million was somehow stolen from the vast fortune she inherited from the late Nirvana front-man's estate. ’I have never seen such greed and moral turpitude,’ said Love’s lawyer Rhonda J Holmes. ‘This case is going to make Bernard Madoff look warm and fuzzy.’ Things got so bad, in fact, that in 2010, Love was forced to borrow $2.75 million from her daughter Frances’ own trust fund -- or she could've ended up sleeping under a bridge.

" - Unknown
[http://diffuser.fm/rockers-that-went-broke/?ucr&trackback=tsmclip ]
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[Quote No.54497] Need Area: Money > General
"[Charity and philanthropy:] The best service we can do for the needy and the unfortunate is to help them in such manner that their self-respect, their ability to help themselves, shall not be injured but augmented." - Calvin Coolidge

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