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  Quotations - General  
[Quote No.54518] Need Area: Money > General
"[Private] Property is the fruit of labour; property is desirable; is a positive good in the world. That some should be rich shows that others may become rich and, hence, is just encouragement to industry and enterprise. Let not him who is houseless [wealth-less] pull down the house [wealth] of another, but let him labor diligently and build one [wealth] for himself!" - Abraham Lincoln
Lawyer and U. S. President.
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[Quote No.54641] Need Area: Money > General
"Whatever money you might have, self-worth [and self-esteem] really lies in finding out what you do best." - J.K. Rowling
From a July 2005 interview on Mugglenet.com.
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[Quote No.54642] Need Area: Money > General
"I cannot criticize my parents for hoping that I would never experience poverty. They had been poor themselves, and I have since been poor, and I quite agree with them that it is not an ennobling experience. Poverty entails fear, and stress, and sometimes depression; it means a thousand petty humiliations and hardships. Climbing out of poverty by your own efforts, that is indeed something on which to pride yourself, but poverty itself is romanticized only by fools." - J.K. Rowling
From her 2008 Harvard Commencement Address, entitled 'The Fringe Benefits of Failure, and the Importance of Imagination.'
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[Quote No.54851] Need Area: Money > General
"Rich people plan for three generations. Poor people plan for Saturday night." - Gloria Steinem

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[Quote No.54973] Need Area: Money > General
"The greatest risk in life is to wait for and depend upon others for your own security." - Denis Waitley

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[Quote No.54977] Need Area: Money > General
"[Charity:] The greatest good you can do for another is not just share your riches but to reveal to him his own." - Benjamin Disraeli

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[Quote No.55021] Need Area: Money > General
"[Free market capitalism:] Prices are important not because money is considered paramount but because prices are a fast and effective conveyor of information through a vast society in which fragmented [demand and supply] knowledge must be coordinated." - Thomas Sowell

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[Quote No.55188] Need Area: Money > General
"A man is rich in proportion to the number of things he can afford to let alone [i.e. not need to achieve to be happy]." - Henry David Thoreau
(1817 - 1862) American Author
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[Quote No.55214] Need Area: Money > General
"Wealth per se I never too much valued, and my acquaintance with its possessors has by no means increased my veneration for it." - Frances Burney
(1752 - 1840)
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[Quote No.55298] Need Area: Money > General
"Mastering your money has more to do with psychology and mindset than anything else." - Farnoosh Torabi
Personal finance expert. [http://www.businessinsider.com.au/napoleon-hill-think-and-grow-rich-2015-7 ]
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[Quote No.55305] Need Area: Money > General
"THINK AND GROW RICH: 78 years ago, a journalist studied 500 rich men and boiled down their success into 13 steps. Napoleon Hill interviewed more than 500 self-made millionaires over a span of 20 years (although he pre-dated Bill Gates). At the peak of Andrew Carnegie’s career, he crossed paths with an impressive journalist named Napoleon Hill, who he trusted to document — and share with the world — the strategies that turned him into one of the wealthiest and most successful businessmen of all time. ‘It was Mr. Carnegie’s idea that the magic formula, which gave him a stupendous fortune, ought to be placed within reach of people who do not have time to investigate how men make money,’ Hill wrote in the preface of ‘Think And Grow Rich,’ the result of his collaboration with Carnegie. In addition to analysing Carnegie, who became the richest man in the world after starting with little more than a penny upon arriving in the US from Scotland, Hill studied more than 500 self-made millionaires over a span of 20 years. His interviews and research culminated in the 1937 bestseller, ‘Think And Grow Rich,’ which shares what he calls the ‘money-making secret’ in 13 principles [Refer also to his excellent book ‘The Law of Success In Sixteen Lessons’]. There is no mention of ‘money,’ ‘wealth,’ ‘finances,’ or ‘stocks’ within Hill’s text; he takes a different approach, focusing on breaking down the psychological barriers that prevent many of us from attaining our own fortunes. This approach is still relevant today — 78 years later. …Here are Hill’s 13 steps, in his words and ours: ---------- 1. DESIRE: YOU HAVE TO WANT IT. All of the super wealthy started with a certain amount of dreaming, hoping, planning, and desiring before they became rich. They imagined riches before they saw them in their bank accounts, Hill explains: ‘Wishing will not bring riches. But desiring riches with a state of mind that becomes an obsession, then planning definite ways and means to acquire riches, and backing those plans with persistence which does not recognise failure, will bring riches.’ This is not so different from the modern-day concept of visualising a savings goal with a specific price tag. ---------- 2. FAITH: BELIEVE THAT YOU CAN ACHIEVE YOUR GOAL. Growing rich starts with your mindset — with belief and faith that you can accumulate wealth. Hill writes: ‘Riches begin in the form of thought! The amount is limited only by the person in whose mind the thought is put into motion. Faith removes limitations!’ …Building wealth all starts with your mindset. ---------- 3. AUTO-SUGGESTION: USE AFFIRMATIONS TO REACH YOUR GOAL. Turning desire for money or success into reality requires sending your subconscious mind phrases and mantras that support your goal. You have to repeat out loud what it is that you want, and how you plan to get it, so you become obsessed with your purpose, Hill explains: ‘Your ability to use the principle of auto-suggestion will depend, very largely, upon your capacity to concentrate upon a given desire until that desire becomes a burning obsession.’ For example, if you aim to save $US1 million for retirement by putting away money every week, you would repeat, ‘I will set aside money this week to have $US1 million in retirement savings,’ as many times as possible each day. ---------- 4. SPECIALISED KNOWLEDGE: GAIN EXPERIENCES AND CONTINUE LEARNING. Knowledge is potential power. An education only becomes powerful and leads to great wealth when it is is organised and applied to life. It also must be continually sought after. You’re never done learning, Hill emphasises: ‘Successful men, in all callings, never stop acquiring specialised knowledge related to their major purpose, business, or profession. Those who are not successful usually make the mistake of believing that the knowledge-acquiring period ends when one finishes school.’ Many modern-day successful and wealthy people are such voracious readers; they never stop learning and challenging their minds. ---------- 5. IMAGINATION: COME UP WITH IDEAS AND VISUALISE YOUR SUCCESS. If you can imagine it, you can create it, says Hill: ‘Ideas are the beginning points of all fortunes. Ideas are products of the imagination ... Man’s only limitation, within reason, lies in his development and use of his imagination.’ Don’t be afraid to come up with, and develop, ideas. ‘Whoever you are, wherever you may live, whatever occupation you may be engaged in, just remember in the future, every time you see the words ‘Coca-Cola,’ that its vast empire of wealth and influence grew out of a single idea,’ Hill writes. Consider Sara Blakely, whose small, disruptive idea — making an incision in a pair of pantyhose — amounted to her booming billion-dollar business, Spanx, and rocketed her into the limelight. ---------- 6. ORGANISED PLANNING: TAKE ACTION. Once you’ve visualized your success, you need to take action and go after exactly what you want. You must act with persistence and enthusiasm. Hill explains: ‘Opportunity has spread its wares before you. Step up to the front, select what you want, create your plan, put the plan into action, and follow through with persistence … Most of us are good ‘starters’ but poor ‘finishers’ of everything we begin. Moreover, people are prone to give up at the first signs of defeat. There is no substitute for persistence.’ For instance, if you’re looking to build wealth, start with forming a financial plan, and determine exactly where you want your money to go. ---------- 7. DECISION: DEFEAT PROCRASTINATION WITH DECISIVENESS. A key trait Hill recognised in all of the individuals he studied who acquired great wealth was decisiveness. Those who settle on decisions quickly know what they want, and they tend to get what they want. He writes: ‘People who fail to accumulate money, without exception, have the habit of reaching decisions, if at all, very slowly, and of changing these decisions quickly and often’ Decisiveness is not just a trait of the wealthy, but one of the most important qualities a leader needs to possess. At the end of the day, making a bad decision is better than making no decision at all. ---------- 8. PERSISTENCE: DON’T STOP UNTIL YOU GET WHAT YOU WANT. Persistence is crucial when trying to accumulate wealth, yet few people possess the willpower required to turn their desire for money into actual money. Hill writes: ‘Riches do not respond to wishes. They respond only to definite plans, backed by definite desires, through constant persistence.’ The most successful people tend to have dealt with, and overcome, failure. ‘I’ve learned that it doesn’t matter how many times you failed,’ Mark Cuban told Smart Business. ‘You only have to be right once. I tried to sell powdered milk. I was an idiot lots of times, and I learned from them all.’ ---------- 9. POWER OF THE MASTER MIND: SURROUND YOURSELF WITH THE BEST. The wealthiest people create a ‘Master Mind‘ - meaning, they surround themselves with talented friends and colleagues who share their vision. The alignment of several smart and creative minds is exponentially more powerful than just one, Hill explains: ‘No individual may have great power without availing himself of the ‘Master Mind’ ... A group of brains coordinated (or connected) in a spirit of harmony will provide more thought-energy than a single brain, just as a group of electric batteries will provide more energy than a single battery.’ This may explain why rich people tend to make friends with other rich people. ‘Exposure to people who are more successful than you are has the potential to expand your thinking and catapult your income,’ writes self-made millionaire Steve Siebold. ‘We become like the people we associate with, and that’s why winners are attracted to winners.’ ---------- 10. THE MYSTERY OF SEX TRANSMUTATION: CHOOSE A COMPATIBLE PARTNER. Sexual energy is an incredibly powerful human energy — it creates physical life and develops emotional life — and when it is harnessed and redirected, it can enhance our creativity, passion, enthusiasm, and persistence, all which are crucial in accumulating wealth, Hill says: ‘Sex desire is the most powerful of human desires. When driven by this desire, men develop keenness of imagination, courage, willpower, persistence, and creative ability unknown to them at other times. Love, romance, and sex are all emotions capable of driving men to heights of super achievement. When combined, these three emotions may lift one to an altitude of genius.’ While this step may feel like a bit of a stretch, having a supportive partner is important to career success. Research also shows that having a conscientious spouse can boost your salary by $US4,000 a year. ---------- 11. THE SUBCONSCIOUS MIND: MASTER POSITIVITY AND DISMISS NEGATIVE EMOTIONS. If you truly want to be rich, you have to plant that desire, and then your plan, into your subconscious mind. Hill writes: ‘The subconscious mind will not remain idle! If you fail to plant desires in your subconscious mind, it will feed upon the thought which reach it as the result of your neglect. Positive and negative emotions cannot occupy the mind at the same time. One or the other must dominate. It is your responsibility to make sure that positive emotions constitute the dominating influence of your mind.’ If you want to be successful and grow rich, it is critical that the positive emotions dominate any negative ones that arise, Hill says. He was on to something. Today, research shows that positive, happier people are more likely to perform better at their jobs and are less likely to be unemployed. ---------- 12. THE BRAIN: ASSOCIATE WITH OTHER SMART PEOPLE AND LEARN FROM THEM. Our brain is a ‘transmitter and receiver of thought vibrations’ — it absorbs thoughts from other individuals surrounding us — making it even more important to associate with intelligent, creative, and positive individuals. Hill writes: ‘Every human brain is capable of picking up vibrations of thought which are being released by other brains ... The Creative Imagination is the ‘receiving set’ of the brain, which receives thoughts released by the brains of others.’ This principle is simply application of the Master Mind principle. It takes it one step further; rather than just surrounding yourself with people who are smarter and better, use the members of your group to find solutions to problems or brainstorm ideas. Hill calls this ‘blending of several minds into one,’ and suggests sitting down with a small group of people and diving deep into the problem at hand. ---------- 13. THE SIXTH SENSE: TRUST YOUR GUT. The final principle — the ‘sixth sense’ — occurs only after you’ve mastered the other 12 principles. You’ll experience a sort of mind-shift, Hill says: ‘Through the aid of the sixth sense, you will be warned of impending dangers in time to avoid them, and notified of opportunities in time to embrace them.’ While this principle isn’t the most straightforward - Hill admits it is generally not attained until age 40 - his basic claim is that your intuition will change. You’ll have achieved a level of wisdom that will allow you to start making smart financial and life decisions naturally. Although it takes a while to master the final step, you can still get a lot out of the other 12 principles, Hill says: ‘No matter who you are, or what may have been your purpose in reading this book, you can profit by it without understanding the principle described in this chapter. This is especially true if your major purpose is that of accumulation of money or other material things. The chapter on the sixth sense was included, because the book is designed for the purpose of presenting a complete philosophy by which individuals may unerringly guide themselves in attaining whatever they ask of life!’ " - Kathleen Elkins
July 4th, 2015. [http://www.businessinsider.com.au/napoleon-hill-think-and-grow-rich-2015-7 ]
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[Quote No.55469] Need Area: Money > General
"Almost all wars ...have been paid for through inflation, that is debasing the currency ... I don’t know if we ever had a war paid though tax payers. The only thing where they must have been literally paid for, was when they depended on the looting. They would go in and take over a country, and they would loot and take their gold, and they would pay for the war." - Dr. Ron Paul
Former U.S. Congressman and presidential candidate. [http://www.zerohedge.com/news/2015-07-31/ron-paul-all-wars-are-paid-through-debasing-currency ]
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[Quote No.55499] Need Area: Money > General
"[At least] There is this to be said about having money. You [can meet and] get rejected by a higher class of people." - Jean Kerr

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[Quote No.55521] Need Area: Money > General
"Though freedom and wealth are both good things which most of us desire and though we often need both to obtain what we wish, they still remain different. Whether or not I am my own master and can follow my own choice and whether the possibilities from which I must choose are many or few are two entirely different questions. The courtier living in the lap of luxury but at the beck and call of his prince may be much less free than a poor peasant or artisan, less able to live his own life and to choose his own opportunities for usefulness." - Friedrich A. Hayek
'The Constitution of Liberty', 1960.
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[Quote No.55546] Need Area: Money > General
"Inflation is the one form of taxation that can be imposed without legislation!" - Milton Friedman

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[Quote No.55588] Need Area: Money > General
"Poverty is better than wealth [and riches] in one crucial way: The poor are still under the illusion that money can make them happy [happier]. People with money already know better. But they are reluctant to say anything for fear that the admiration they get for being wealthy would turn to contempt. ...After you have food, shelter, clothing, and a few necessities, everything else is status, vanity, and power. Extra money helps us feel good about ourselves... and attract mates. It's not just the money that matters. It's your [comparative] relative position in society [and therefore your social status and socially-justified self-esteem - Refer Maslow's Hierarchy of Needs]." - Bill Bonner
[http://www.zerohedge.com/news/2015-08-09/rich-poor-trouble-socialism ]
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[Quote No.55592] Need Area: Money > General
"He whom prosperity humbles, and adversity strengthens, is the true hero! " - Josh Billings (Henry Wheeler Shaw)

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[Quote No.55653] Need Area: Money > General
"[Fiat rather than hard currencies:] In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. ... This is the shabby secret of the welfare statists' tirades against gold. Deficit spending is simply a scheme for the confiscation of wealth [purchasing power]. Gold stands in the way of this insidious process. It stands as a protector of property rights. If one grasps this, one has no difficulty in understanding the statists' antagonism toward the gold standard [as a backing for a 'hard' currency that is one backed by physical assets like gold or silver at a set ratio]." - Alan Greenspan
(1926- ) Chairman of the Federal Reserve Board of Governors (1987-2006). Source: from page 101 of the book 'Capitalism, the Unknown Ideal' by Ayn Rand with additional articles by Alan Greenspan - 1966.
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[Quote No.55655] Need Area: Money > General
"[Fiat rather than 'hard', as in gold-backed, currencies:] Historically, the United States has been a hard money country. Only [since 1913] has the United States operated on a fiat money system. During this period, paper money has depreciated [due to 'inflation'] over 87%. During the preceding 140 year period, the hard currency of the United States had actually maintained its value [purchasing power - the quantity a set amount of money can buy]. Wholesale prices in 1913... were the same as in 1787." - Kenneth Gerbino
former chairman of the American Economic Council
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[Quote No.55816] Need Area: Money > General
"[Philanthropy versus taxes:] There are people in need of help. Charity is one of the nobler human motivations. The act of reaching into one's own pockets to help a fellow man in need is praiseworthy and laudable. Reaching into someone else's pocket is despicable and worthy of condemnation!" - Walter E. Williams

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[Quote No.55841] Need Area: Money > General
"Some people are so poor, all they have is money." - Patrick Meagher

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[Quote No.55879] Need Area: Money > General
"[Philanthropy and charity:] You must give some time to your fellow men. Even if it's a little thing, do something for others - something for which you get no pay but the privilege of doing it." - Albert Schweitzer

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[Quote No.55889] Need Area: Money > General
"Wealth is nothing more or less than a tool to do things with. It is like the fuel that runs the furnace or the belt that runs the wheel -- only a means to an end." - Henry Ford

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[Quote No.55890] Need Area: Money > General
"If we command our wealth, we shall be rich and free: if our wealth commands us, we are poor indeed." - Edmund Burke

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[Quote No.55937] Need Area: Money > General
"[Philanthropy and charity:] Not what we say about our blessings, but how we use them, is the true measure of our thanksgiving. " - W. T. Purkiser
(1910 - 1992)
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[Quote No.56057] Need Area: Money > General
"Retirement is every worker's dream, even if your dream would have you keep doing the work you love. You still want the financial freedom that lets you work for love instead of money. This is a relatively new dream. The notion of spending the last years of your life in relative relaxation came about only in the last century or two. Before then, the overwhelming number of people had little choice but to work as long as they physically could. Then they died, usually in short order. That's still how it is in many places in the world. Retirement is a new phenomenon because it is expensive. Our various labor-saving machines make it possible at least to aspire to having a long, happy retirement. Plenty of us still won't reach the goal. The data on those who have actually saved enough to maintain their lifestyle without having to work is truly depressing reading. Living on Social Security and possibly income from a reverse mortgage is limited living at best." - John Mauldin
'Thoughts From the Frontline' newsletter, published October 24, 2015.
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[Quote No.56141] Need Area: Money > General
"The chief duty of the National Government in connection with the currency of the country is to coin money [hard money = gold or silver] and declare its value [value = size of coin i.e. $20 or $50]. Grave doubts have been entertained whether Congress is authorized by the Constitution to make any form of paper money [fiat currency] legal tender. The present issue of United States notes has been sustained by the necessities of war; but such paper should depend for its value and currency upon its convenience in use and its prompt redemption in coin at the will of the holder, and not upon its compulsory circulation. These notes are not money, but promises to pay money. If the holders demand it, the promise should be kept." - James A. Garfield
(1831-1881) 20th President of the United States (1881). Source: Inaugural Address, March 14, 1881.
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[Quote No.56657] Need Area: Money > General
"There are doubtless certain unworldly people who are indifferent to money. I myself have never met one." - Agatha Christie
(1890 - 1976), famous author.
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[Quote No.56659] Need Area: Money > General
"All wealth is the product of labor." - John Locke
(1632-1704) English philosopher and political theorist. Considered the ideological progenitor of the American Revolution and who, by far, was the most often non-biblical writer quoted by the Founding Fathers of the USA.
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[Quote No.56675] Need Area: Money > General
"Become a millionaire not for the million dollars, but for what it will make of you to achieve it." - Jim Rohn

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[Quote No.56680] Need Area: Money > General
"The supply of gold is governed by nature; it is not, like the supply of paper money, subject merely to the schemes of demagogues or the whims of politicians. Nobody ever thinks he has quite enough money. Once the idea is accepted that money is something whose supply is determined simply by the printing press, it becomes impossible for the politicians in power to resist the constant demands for further inflation [- from printing up more money - increasing the money supply and thereby diminishing the value of each dollar already earnt]. Gold may not be a theoretically perfect basis for money; but it has the merit of making the money supply, and therefore the value of the monetary unit, independent of governmental manipulation and political pressure [- only growing at the rate at which new deposits of ore can be discovered, mined and minted]." - Henry Hazlitt
'Man vs. The Welfare State', 1969.
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[Quote No.56756] Need Area: Money > General
"A man's wealth must be determined by the relation of his desires and expenditures to his income. If he feels rich on ten dollars, and has everything else he desires, he really is rich." - John D. Rockefeller

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[Quote No.56759] Need Area: Money > General
"[Philanthropy:] Charity is injurious unless it helps the recipient to become independent of it." - John D. Rockefeller

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[Quote No.56769] Need Area: Money > General
"[Philosophically, ideally] ...in the free market, there is regulation and that the regulatory principle is not coercion [force or fraud] but persuasion, competition, and reputation." - Sandy Ikeda
a professor of economics at Purchase College, SUNY, and the author of ‘The Dynamics of the Mixed Economy: Toward a Theory of Interventionism’. [http://fee.org/freeman/progressivism-is-illiberal/ ]
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[Quote No.56937] Need Area: Money > General
"[Charity and philanthropy:] One would get the impression ... that no one had ever thought of doing anything for the poor until Franklin Roosevelt's New Deal in the 1930's, or even until President Johnson's 'war on poverty' in the 1960's. Yet private charity [including charity as a fundamental part of religious practice among most religions around the world] is as old as mankind; and the history of governmental poor relief, even if we ignore the ancient world, can be traced back more than four centuries." - Henry Hazlitt
'The Freeman', March 1971.
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[Quote No.57022] Need Area: Money > General
"The inevitable consequence of poverty is dependence [i.e. lack of freedom and choice - as the person is then at the mercy of others' indulgence and whims in order to meet their needs and desires with money]." - Samuel Johnson

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[Quote No.57066] Need Area: Money > General
"I would rather have it said, 'He lived usefully' than 'He died rich.' " - Benjamin Franklin

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[Quote No.57200] Need Area: Money > General
"[Charity, philanthropy:] Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver." - Bible
2 Corinthians 9:7
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[Quote No.57230] Need Area: Money > General
"[Philanthropy and charity:] The best service we can do for the needy and the unfortunate is to help them in such manner that their self-respect, their ability to help themselves, shall not be injured but augmented." - Calvin Coolidge

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[Quote No.57415] Need Area: Money > General
"Wealth is not [often] acquired, as many persons suppose, by fortunate speculations and splendid enterprises, but by the [disciplined] daily practice of industry, frugality, and economy. He who relies upon these means will rarely be found destitute, and he who relies upon any other, will generally become bankrupt." - Francis Wayland

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[Quote No.57417] Need Area: Money > General
"There is no sound basis upon which it may be assumed that all poor men are godly and all rich men are evil, no more than it could be assumed that all rich men are good and all poor men are bad." - Norman Vincent Peale

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[Quote No.57418] Need Area: Money > General
"Although wealth may not bring happiness, the immediate prospect of it provides a wonderfully close imitation." - Patrick O'Brian

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[Quote No.57463] Need Area: Money > General
"If we command [control] our wealth, we shall be rich and free. If our wealth commands [control] us, we are poor indeed." - Edmund Burke

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[Quote No.57488] Need Area: Money > General
"I've been rich and I've been poor. Believe me, honey, rich is better." - Sophie Tucker
(1886 - 1966), singer
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[Quote No.57501] Need Area: Money > General
"The most expensive piece of real estate is the six inches between your right and left ear. It's what you create in that area that determines your wealth. We are only really limited by our mind." - Dolph de Roos

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[Quote No.57553] Need Area: Money > General
"[While their is value in doubt and skepticism, it can be taken so far as to become unhelpful and maladaptive. For example, in general, for your happiness as well as others, give people the benefit of the doubt, as the law says, ‘innocent until proven guilty’, while not forgetting the equally legally valid, especially in business and money situations, 'caveat emptor' - 'buyer beware' - and 'the devil is in the details'. Be rationally optimistic and progressively more trusting with each person, until experience proves them untrustworthy:] To me it seems to be important to believe people to be good even if they tend to be bad, because your own joy and happiness in life is increased that way, and the pleasures of the belief outweigh the occasional disappointments. To be a cynic about people works just the other way around and makes you incapable of enjoying the good things." - Isaac Asimov
American author and professor of biochemistry at Boston University. Quoted in the book, ‘Isaac Asimov: It’s Been a Good Life’, published 2002 and edited by Janet Jeppson Asimov, p. 159.
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[Quote No.57644] Need Area: Money > General
"Wise are those who learn that the bottom line doesn't always have to be their top priority!!" - William Arthur Ward

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[Quote No.57777] Need Area: Money > General
"Can a poor person become wealthy? Of course! The unique combination of desire, planning, effort and perseverance will always work its magic. The question is not whether the formula for success will work, but rather whether the person will work the formula. That is the unknown variable. That is the challenge that confronts us all!" - Jim Rohn
[http://www.success.com/article/rohn-13-ways-to-improve-your-life? ]
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[Quote No.57782] Need Area: Money > General
"[Charity and philanthropy:] No man is so poor as to have nothing worth giving: as well might the mountain streamlets say they have nothing to give the sea because they are not rivers. Give what you have. To someone it may be better than you dare to think." - Henry Wadsworth Longfellow

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[Quote No.57785] Need Area: Money > General
"Riches are chiefly good because they give us time. " - Charles Lamb
(1775 - 1834)
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