Imagi-Natives advice on:
0 0
Daily Needs
Mind Needs
 Learn Quotes (4917)
 Imagine Quotes (1871)
Plan Quotes (1635)
 Focus Quotes (2075)
Persist Quotes (5211)
 Evolve Quotes (1472)
Progress Quotes (285)
 General Quotes (274)
Body Needs
 Health Quotes (559)
 Exercise Quotes (412)
 Grooming Quotes (143)
 General Quotes (815)
Money Needs
 Income Quotes (229)
 Tax Quotes (520)
 Save Quotes (184)
 Invest Quotes (3984)
 Spend Quotes (309)
 General Quotes (1216)
Work Needs
 Customers Quotes (133)
 Service Quotes (1005)
 Leadership Quotes (3165)
 Team Quotes (486)
 Make Quotes (279)
 Sell Quotes (1411)
 General Quotes (1023)
Property Needs
 Clothing Quotes (143)
 Home Quotes (150)
 Garden/Nature Quotes (952)
 Conservation Quotes (279)
 General Quotes (336)
Food Needs
 Food Quotes (204)
 Drink Quotes (224)
 General Quotes (523)
Friends Needs
 Friends Quotes (773)
 Partners Quotes (613)
 Children Quotes (1656)
 Love Quotes (790)
 Conversation Quotes (4529)
 General Quotes (8586)
Fun Needs
 Gratitude Quotes (1651)
 Satisfaction Quotes (939)
 Anticipation Quotes (1227)
 Experiences Quotes (616)
 Music Quotes (280)
 Books Quotes (1296)
 TV/movies Quotes (177)
 Art Quotes (650)
 General Quotes (2604)

 Imagi-Natives Search 
 
Quote/Topic  Author
Contains all words in any orderContains the exact phraseContains at least one word
[ 50 Item(s) displayed from page 3 ]


Previous<<  1  2  4  Next Page>>

  Quotations - Save  
[Quote No.32864] Need Area: Money > Save
"Pay Yourself First and Get Rich Automatically: Take any financial planning book in a bookstore and you'll see the same advice. If you want to accumulate enough money to retire someday, begin by budgeting. By listing expenses and limiting spending, they argue, you can have enough left over every month to save and grow rich. The problem is that when you budget, you pay everyone else first - the landlord, the credit card companies, the phone company, and so on. And, despite your best efforts, you end up with next to nothing to put in the bank. So you chastise yourself and promise to do better next month. But you never do. There are always unexpected bills to pay, unanticipated sales to take advantage of, and that impossible-to-figure-out $200 or $300 that seems to fall through the cracks. I tried budgeting for about 20 years. It just didn't work. But there is a strategy I discovered later on that does work. In fact, it works very well. And I think the reason it works so well is because it is so damn simple. Here it is: Every time you get paid or make a profit or come into money from any source, put a fixed percentage of it into a savings account right away. Put that money away before you pay any of your bills. Think of yourself as a corporation. As CEO of that corporation, your job is to make a healthy profit. The money you put into this special account is your profit. Everything you spend after that - on bills and so forth - are your expenses. Only the portion that goes into the savings account is really yours. You might say, 'This is nothing but a way to fool myself. If I have discipline, I can put the same amount of money into that account after I've paid my bills.' You might even think doing that is more responsible. But it's not. Your first responsibility as an individual (and as CEO of YOU Incorporated) is to become financially independent. By doing so, you will never be dependant on other people or the government. You will be able to take care of your needs and the needs of your family. That is a very responsible goal. And it's one that you will be able to achieve easily if you pay yourself first! To make the process somewhat automatic, have a portion of your paycheck electronically deposited into your account each month. You could argue that this is actually paying yourself second. The government always gets first dibs on your paycheck. But you can beat the withholding tax racket by setting up a tax-deferred retirement account -- an IRA, SEP, 401(k), or 403(b). I pay myself first by depositing a percentage of any income I receive into a savings account. Then I put as much money as I'm allowed into a tax-deferred vehicle. I pay the government next by creating a separate holding account into which I deposit a percentage of every fee that's paid to me - the money I'm going to owe in taxes. Then I pay my bills. If you are not doing this now, try it. You'll be amazed at how fast your personal profit account grows." - Michael Masterson
Successful entrepreneur.
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.32934] Need Area: Money > Save
"Winter finds out what summer lays up." - Proverb, (Montenegro)

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.33088] Need Area: Money > Save
"He who would pass his declining years with honor and comfort, should, when young, consider that he may one day become old...[and unable to work and therefore save and invest in order to have sufficient income to live well then.]" - Joseph Addison

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.33546] Need Area: Money > Save
"The question isn't at what age I want to retire, it's at what income." - George Foreman

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.33898] Need Area: Money > Save
"People expend labor or forego the enjoyment of goods and services in order to acquire money." - Hans F. Sennholz

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.33983] Need Area: Money > Save
"It is the part of a wise man to keep himself today for tomorrow, and not venture all his eggs in one basket!" - Miguel de Cervantes

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.34285] Need Area: Money > Save
"The best time to plant a tree was 20 years ago. The second best time is today." - Chinese Proverb

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.34428] Need Area: Money > Save
"Some people believe money is 'round to go around' - and they spend all they get and therefore often get into financial difficulties where they are unable to help those they love or even themselves; others believe that it is 'flat to stack' - and they save and invest for a 'rainy day' and therefore become financially successful and able to help those they love and enjoy a comfortable retirement. " - Seymour@imagi-natives.com

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.34672] Need Area: Money > Save
"People do not understand what a great revenue economy [saving] is." - Marcus T. Cicero

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.34755] Need Area: Money > Save
"Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million." - Jean Jacques Rousseau

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35300] Need Area: Money > Save
"Economy is too late when you are at the bottom of your purse." - Seneca

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35375] Need Area: Money > Save
"Frugality is a fair fortune..." - Benjamin Franklin
(1706 - 1790) American statesman, inventor and author
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35506] Need Area: Money > Save
"...it is very important to consistently underspend your income, especially when starting a career. " - Charlie Munger
Self-made billionaire
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35661] Need Area: Money > Save
"Everyone is always in favor of general economy [saving] and particular expenditure [spending]." - Sir Anthony Eden

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35760] Need Area: Money > Save
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.35761] Need Area: Money > Save
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.36219] Need Area: Money > Save
"Unless a tree has borne blossoms in spring, you will vainly look for fruit on it in autumn." - Charles Hare

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.36615] Need Area: Money > Save
"The philosophy of the rich versus the poor is this: The rich invest their money and spend what's left; the poor spend their money and invest what's left. [If you don't want to be poor in the future, regardless of your present income, follow the priority the rich give to saving and investing over spending.]" - Jim Rohn
Highly successful serial entrepreneur and self-made multi-millionaire. He was told this by an old millionaire when he was a young man and desperately unhappy because he was nearly bankrupt and being chased by debt collectors all the time. The truth of the advice was that it changed his life and future.
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.36940] Need Area: Money > Save
"The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain. [But don't dip into that fund unless it is a flood, or else when you really need it it will not be there.]" - Jane Bryant Quinn

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37079] Need Area: Money > Save
"Maturity is achieved when a person postpones immediate pleasures for long-term values!" - Joshua Loth Liebman

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37132] Need Area: Money > Save
"That sorrow [saving] which is the harbinger of joy [spending] is preferable to the joy [spending] which is followed by sorrow [debt]." - Saadi
(c. 1213-1291) poet
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37321] Need Area: Money > Save
"The key to wealth is not how much you earn: Forget a high salary, the key to wealth is reining in spending. It sounds strange to the less well off but the rich stay wealthy by economising and saving. William Randolph Hearst, the American media mogul, insisted his guests used paper towels, not linen napkins, when they dined at San Simeon, his hilltop mansion on the California coast – and successful... investors tend to be good savers, too. In fact, the old rule of not spending more than you earn so you can invest what you save is a basic principle of financial management. But it’s amazing how many people overstretch themselves or mismanage spending and income... Financial planners say even high-earning individuals have to be told that to get a nest egg, they first need to save. And that means making budget cuts, such as choosing a second-hand Toyota rather than the latest European coupe... The 1996 book 'The Millionaire Next Door', by American academics William Danko and Thomas Stanley, shows the average American millionaire has become wealthy through saving. Some people also become rich through sports or managing companies but Danko and Stanley found these successes were so rare, they made no difference to the overall numbers. The average millionaire drives an older-model car, lives in a modest home and keeps his or her expenditure below income. The only area in which they spend big is on their children’s education. The book says that apart from a steady strategy of putting money into shares and property and leaving it, there is no pattern to the way millionaires invest. The key is keeping expenditure below income. Self-help and get-rich books often pay scant attention to saving but astute investors know excessive spending always comes at a cost." - Chris Tolhurst
Posted on 11 September 2011. [http://zincip.biz/2011/09/11/the-key-to-wealth-is-not-how-much-you-earn/?utm_source=rss&utm_medium=rss&utm_campaign=the-key-to-wealth-is-not-how-much-you-earn ]
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37821] Need Area: Money > Save
"People do not understand what a great revenue economy is!" - Marcus T. Cicero

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37919] Need Area: Money > Save
"Plan for bad fortune while your fortune is good. [Save for a 'rainy' day, when the sun is shining and you have money.]" - Baltasar Gracian

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.37956] Need Area: Money > Save
"[Saving is not only good for the individual but also the country they live in. This is the case if as in the following example rather than spending on final goods consumption the person's savings are 'spent' -invested- in consumption of pre-final goods - ie productive goods that increase wealth through value adding. This idea is not emphasized as much as it should by economies that focus on Keynesian economics and consumption of final goods or conspicuous consumption that is usually debt financed as savings are not promoted as the good they undoubtably are.] Productively invested savings greatly benefit individual investors and the societies they inhabit. The classical economist Frédéric Bastiat, in his essay 'What Is Seen and What Is Not Seen' (1848), uses a story about two brothers to elaborate this fundamental point (see also Henry Hazlitt, 'The Failure of the New Economics: An Analysis of the Keynesian Fallacies', 'Foundation for Economic Education', 1959, and 'Economics in One Lesson', Pocket Books, 1946). Let’s assume that each brother inherits capital that yields $1,000,000 per year; that they are among the foreigners who sojourn to Queensland; that one brother, Mondor, is carefree spendthrift and that the other, Ariste, is a diligent saver and shrewd investor. Both, it is important to emphasise, spend the annual income that their inheritance generates. The critical difference is the object of the expenditure: Mondor exclusively on goods and services for final (i.e., personal) consumption and Ariste mostly on goods and services for intermediate consumption (i.e., investments). Mondor is a lavish spender. He regularly frequents and spends freely at night clubs; unaware of the local custom in Queensland, in which tipping is very much the exception rather than the rule, he dispenses generous pourboires; his house is pretentious, located in a fashionable neighbourhood and is the site of much entertaining; he owns several late model motor cars, a race horse and a yacht; he is a frequent visitor to the racetrack and casino; he travels from one end of Queensland to another; he loads his wife with diamonds; and he gives expensive, pretentious and useless presents to his many friends. It goes without saying that Mondor is a great favourite of his friends, neighbours, waiters and restaurant owners, jewelers, car dealers, estate agents and myriad others. They salute him as a public benefactor. To maintain himself and others in appropriate style, he spends $1,500,000; each year, in other words, Mondor spends all of his income and a portion of his capital. Et alors? He regards saving as a sin and 'dissaving' as a virtue: mainstream economists, as well as the government’s rhetoric and policies tell him so. And in any case Mondor is simply compensating for the harm being done to local residents, or at least the benefits denied them, by the frugality, saving and investing of Ariste. Ariste, alas, is much less popular. He lives in an average house in an average neighbourhood, is seldom seen at the jewelers or in the restaurants (and when he is there he spends carefully and modestly). He never frequents nightclubs, and entertains friends and neighbours only from time to time and in a low-key manner. Because his status needs are low, and compared to his brother, he lives very humbly and frugally; accordingly, Ariste spends only about $100,000 per year and saves and invests the remainder. To the people who see only what is visible on the surface and to the untrained observer (who, according to Bastiat, comprise the vast majority of the population), Ariste provides only a small fraction of the employment that Mondor provides; and the other $900,000 per year, which the vast majority cannot see, may just as well not exist. What does Ariste do with the $900,000 per annum that he saves and invests? He does not bury it in his back garden or let it accumulate in the strongbox in his basement. He lends some of it to a bank, and exchanges most of it for stocks, bonds and commercial real estate. Of that which he lends, the bank either on-lends it or buys stocks, bonds or real estate. Ariste thus invests his money either directly or indirectly; either way, what is saved and invested is spent. Money that is invested is not used to buy goods and services for final consumption; rather, it accumulates and utilises capital goods – the raw materials, factories, machines, etc. that, through a lengthy and complex structure of production, ultimately produces consumer goods and services. To invest $1 thus puts at least as much money into circulation – and ultimately generates more employment – as the same amount of money spent directly on consumer goods. Saving, then, is a form of spending. The two brothers’ actions illustrate the critical difference between intermediate and final consumption. To consume a consumer good or service is to extinguish it and its value: once eaten, in other words, a Big Mac no longer has value because it no longer exists. Other consumer goods (motor cars, plasma TVs, etc.) are durable in the sense that they are consumed, and hence their value is extinguished, gradually. In sharp contrast, to 'consume' iron ore is to transform it into rolled steel – whose value is typically greater than the iron ore; and to 'consume' steel is to transform it into machinery that produces cars. To invest, then, is to spend money on raw materials, machines, etc., -- that is, capital goods – that both increase production and the value of that production. Accordingly, Ariste’s assiduous saving and investment of 90% of his annual income not only puts the same amount of money into circulation: it generates more and more enduring economic value than the expenditure of 150% Mondor’s annual income. Mondor’s spending can be easily seen, and it is necessary to look more carefully, and to think a moment, in order to recognise the indirect, delayed but nonetheless salutary consequences of Ariste’s prudent and productive saving. A dozen years pass. Given his spendthrift habits, it comes as little surprise to learn that Mondor severely depletes the capital that generates his income. What once generated $1,000,000 per annum now generates only $400,000. Yet Mondor’s expenditures increase rather than decrease. For a time he is able to prolong the inevitable. He borrows against his depleting capital and later 'refinances' in order to 'extract equity' from his heavily mortgaged home. But the depletion of his inheritance deprives him of the means to maintain his extravagant and self-indulgent consumption. Lacking the means to generate an income sufficient to finance the status to which his ego demands, his creditors eventually force him to declare bankruptcy. He is no longer seen in the nightclubs and at the fashionable shops; and the locals from whom he formerly bought lavishly, when they recollect him, regard him as something of a fool. In sharp contrast, Ariste, who continues the same ratio of spending to saving, not only provides more jobs than ever (because his income, through investment, has grown): through his saving and investment he has helped to provide better-paying and more productive jobs. His capital (in both his country of origin and in Queensland) is greater; accordingly, so too is his income. Yet given his frugal ways, he spends a progressively smaller proportion of his income and thereby saves and invests a progressively greater portion. As time passes, then, Ariste has become wealthier and his wealth – the capital base which generates income independent of his labour – has added significantly to Queensland’s productive capacity and thereby greatly benefited its residents. Some residents begin to recognise this contribution; and his stature, whilst still low-key, rises. [Ariste is behaving as a 'capitalist' - one who legally acquires 'capital', usually by delaying gratification ie saving for the future, and then uses it productively -on producer goods, rather than just for personal enjoyment -on consumer goods. As the example shows, and contrary to Keynesian or even Marxist economics, in the long-run his frugal behaviour - saving and investing in productive goods - is good for the whole society, not just himself and those he is responsible and cares for.] " - Chris Leithner
Financial advisor and value investor. Leithner Letter No. 144-147, 23 December 2011-23 March 2012. [http://www.leithner.com.au/newsletter/dec11_newsletter.pdf ]
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.38149] Need Area: Money > Save
"Security depends not so much upon how much you have, as upon how much you can do without." - Joseph Wood Krutch

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.38162] Need Area: Money > Save
"A penny saved is a penny earned." - Abraham Lincoln

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.38708] Need Area: Money > Save
"Most people [even] on Wall Street don't save. [The dangerously irresponsible attitude of living off everything you earn today and not saving for the inevitable 'rainy days' that everyone faces in life is why even very well paid individuals are only a pay cheque away from severe financial stress and all the family, physical, emotional and mental problems that go with that. The responsible and wise thing to do, from your first job on, is to get into the unbreakable habit of saving - and investing - at least 10% of your gross income every week and then living off the rest according to a budget.]" - Richard Scheiner
58 year old, American real-estate investor and hedge-fund manager. [http://globaleconomicanalysis.blogspot.com.au/2012/03/unbelievable-stress-of-making-only.html? ]
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.40973] Need Area: Money > Save
"The only means to increase a nation’s [company’s or individual’s] welfare is to increase and to improve the output of products [productivity]... [and thereby] accelerate the increase in capital accumulated as against population [savings per capita]." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.40977] Need Area: Money > Save
"There is but one means to improve the material well-being of men, [women, companies and countries] viz., to accelerate the increase in capital accumulated as against population [savings per capita, which can then be invested in technology, etc. that increases productivity that then allows greater savings and the virtuous cycle starts again]." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41040] Need Area: Money > Save
"Capital is not a free gift of God [government] or of nature. It is the outcome of a provident restriction of consumption on the part of man. It is created and increased by saving and maintained by the abstention from dissaving [i.e. spending]. " - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41055] Need Area: Money > Save
"Ultimately the granting of pensions amounts to a restriction of the wage earners freedom to use his total income according to his own designs... A man who is forced to provide of his own account for his old age must save a part of his income or take out an insurance policy... Such a man is more likely to get an idea of the economic problems of his country than a man whom a pension scheme seemingly relieves of all worries... Whether such a system of social security is a good or a bad policy is essentially a political problem. One may try to justify it by declaring that the wage earners lack the insight and the moral strength to provide spontaneously for their own future. But then it is not easy to silence the voices of those who ask whether it is not paradoxical to entrust the nation's welfare to the decisions of voters whom the law itself considers incapable of managing their own affairs; whether it is not absurd to make those people supreme in the conduct of government who are manifestly in need of a guardian to prevent them from spending their own income foolishly... It is no accident that Germany, the country that inaugurated the social security system, was the cradle of both varieties of modern disparagement of democracy [with big, all-powerful, paternal government], the Marxian [communism] as well as the non-Marxian [fascism]." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41105] Need Area: Money > Save
"Interest is the difference in the valuation of present goods and future goods; it is the discount in the valuation of future goods as against that of present goods!" - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41117] Need Area: Money > Save
"[Intergenerational savings:] Seldom does mercantile and industrial wealth maintain itself in one family for more than two or three generations [i.e. - 'white collar to blue collar to no collar' - such is the fickle nature of national economic and company success, the variability of individual business motivation, knowledge and skill, personal and family attitudes to frugality, death-inheritance taxes, the division of wealth between children and grand-children, etc, etc]." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41122] Need Area: Money > Save
"The policies advocated by the welfare school [of big, paternal, interventionist government unfortunately] remove the incentive to saving [and the independence, self-empowerment and increased freedom of choice that that gives] on the part of private citizens. On the one hand, the measures directed toward a curtailment of big incomes and fortunes [including punitive progressive taxation and death duties, excessive business red-tape and regulation, fiscal and monetary policies that create inflation destroying the purchasing power of saved money, etc] seriously reduce or destroy entirely the wealthier people’s power [and desire] to save. On the other hand, the sums which people with moderate incomes previously contributed to capital accumulation are manipulated in such a way as to channel them into the lines of consumption [spending, especially the most freedom and wealth damaging spending of all - namely using borrowed money on ego-enhancing, depreciating assets or experiences that are for pleasure alone rather than for things and experiences that can be put to productive, profitable uses which the self-made wealthy realise is the only worthwhile purpose for borrowed money]." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41126] Need Area: Money > Save
"The nations of Western Europe brought forth the political and institutional conditions for safeguarding saving and investment on a broader scale [capitalism], and thus provided the entrepreneurs with the capital needed [to improve productivity and add value to commodities and thereby improve the products and services available to those societies, as well as provide employment and wages to help people afford those products and services]... The improvement of well-being brought about by capitalism made it possible for the common man to save and thus to become in a modest way himself a capitalist." - Ludwig von Mises
[1881 – 1973], an Austrian-American economist, historian, philosopher, author, and classical liberal who had a significant influence on the modern free-market libertarian movement and the Austrian School of economics. Refer the website [ mises.org ].
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41329] Need Area: Money > Save
"Even in good times, a squirrel will hide his nuts because wintertime is coming." - American saying

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41417] Need Area: Money > Save
"[Governments are always finding new ways to take money from one group in society and then give or use that money on another group it wants to keep or make happy for political reasons. Because there are always more people wanting this government largesse, and politicians willing to promise them the funds in return for their votes, than the government has money, most governments run fiscal deficits making up the difference with borrowing, by selling their sovereign bonds on the debt market. This spendthrift characteristic of paternal governments makes...] The idea of putting government in charge of something to 'save money' [which voters are relying on for their future, but which no-one will notice has been 'borrowed' using accounting 'tricks' until much later, like pensions or superannuation or a sovereign wealth fund] is INSANE!" - Ben Stein

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.41837] Need Area: Money > Save
"Freedom from effort in the present merely means that there has been effort [in the form of money usually] stored up in the past. [In order for there to be freedom from effort in the future, effort in the form of money must be stored up - saved - now!]" - Theodore Roosevelt

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.43262] Need Area: Money > Save
"[The first thing to do if you are starting your savings program is to pay down your debt, since the rate of interest on your debt is usually higher than any interest you could get from saving the money so:] Take a minute to figure out which of your debts hits you with the highest interest rate. Pay the minimum amounts toward each of your other debts, and apply all the extra money you can toward paying off the debt with the highest interest. This will have a cumulative effect. Your highest-interest debt will become smaller, meaning you will be saving some dollars on interest charges on the balance because the balance is lower. If the balance is lower, you should be able to pay off the debt faster. When you say goodbye to that debt, you can start paying down the debt with the next highest interest, and so on." - David Riklan
Publisher. Quote from the 'Money and Business Newsletter', 27th June, 2012. [http://www.SelfGrowth.com ]
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.43679] Need Area: Money > Save
"Save when you can and not when you have to." - John D. Rockefeller
(1839 - 1937), oil magnate, industrialist, philanthropist, and at one time the richest man in the world with a wealth equivalent to five times that of Microsoft's Bill Gates.
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.44248] Need Area: Money > Save
"[Saving for retirement versus relying on government social security pensions and the effect of inflation:] We can guarantee cash benefits as far out and at whatever size you like, but we cannot guarantee their purchasing power." - Alan Greenspan
(1926- ) Chairman of the U.S. Federal Reserve Board of Governors (1987-2006). Source: appearing before the U.S. Senate Banking Committee on February 15, 2005, in response to Democratic Senator Jack Reed of Rhode Island on the topic of funding Social Security.
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.44645] Need Area: Money > Save
"There is but one means to improve the material well-being of men [and women], viz., to accelerate the increase in capital accumulated as against population [savings per capita]." - Ludwig von Mises
Famous Austrian economist
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.45589] Need Area: Money > Save
"The essence of any plan for financing old age is saving - to put aside some part of today’s earnings for the future. Anything that saps the value of savings - and inflation is the worst single threat - is the enemy of the aged and of those who expect to grow old." - Bernard M. Baruch

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.46656] Need Area: Money > Save
"Keep adding little by little and you will soon have a big hoard!" - Latin proverb

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.47743] Need Area: Money > Save
"Preparation for old age should begin not later than one's teens." - Arthur E. Morgan

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.47754] Need Area: Money > Save
"Self-denial is painful for a moment, but very agreeable in the end." - Jane Taylor

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.48160] Need Area: Money > Save
"Inflation [which reduces buying power] is the crabgrass in your savings." - Robert Orben

Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.48992] Need Area: Money > Save
"Save for things that matter." - Unknown 90 year old
[http://www.stumbleupon.com/su/1uDuXi/:1EEwECGq4:ePV!Xi.S/kangalex.com/post/31729006624/45-life-lessons-written-by-a-90-year-old/ ]
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

[Quote No.49067] Need Area: Money > Save
"Nature uses as little as possible of anything. [It also makes sense for humans to economise!]" - Johannes Kepler
German mathematician and astronomer
Author's Info on Wikipedia  - Author on ebay  - Author on Amazon  - More Quotes by this Author
Start Searching Amazon for Gifts
Send as Free eCard with optional Google Image

Previous<<  1  2  4  Next Page>>

 
Imagi-Natives'
Self-Defence
& Fitness Training

because
Everyone deserves
to be
Healthy and Safe!
Ideal for Anyone's Personal Protection Needs
Simple, Fast, Effective!
Maximum Safety - Minimum Force
No Punches, Kicks, Chokes, Pressure Points or Weapons Used
Based on Shaolin Chin-Na Seize and Control Methods
Comprehensively Covers Over 130 Types of Attack
Lavishly Illustrated With Over 1300 illustrations
Accredited Training for Australian Security Qualifications
National Quality Council Approved