| Quotations - Spend |
[Quote No.62012] Need Area: Money > Spend
"It is easier to make our wishes conform to our means than to make our means conform to our wishes." - General Robert E. Lee
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[Quote No.62348] Need Area: Money > Spend
"[What's your best money advice for people who are just starting out?]
Get a spending plan together. Break it down into the three E's: essentials, extras and endgame! Seventy percent of your overall budget should go to essentials: housing, transportation, food, all the stuff you need to live on every day. Fifteen percent should go to extras: the latte, yoga class, whatever makes you excited. Fifteen percent should go to the endgame [or savings goals]: your future self, your retirement, your vacation. Create savings accounts and name them so you know exactly what you're saving for.
I argue for the morning latte because it [makes sticking to a budget] more sustainable...If you allow yourself small indulgences, you won't end up splurging on something super expensive later on." - Nicole Lapin
Television presenter and author. [http://www.marketwatch.com/story/nicole-lapins-best-money-advice-2017-06-05? ]
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[Quote No.62369] Need Area: Money > Spend
"Cut your coat according to your cloth. [Actions, including spending, should suit your circumstances and resources, including money and time.]" - Saying
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[Quote No.62398] Need Area: Money > Spend
"[Remember if you are thinking of borrowing to spend:] Some debts are fun when you are acquiring them, but none are fun when you set about retiring them." - Ogden Nash
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[Quote No.62579] Need Area: Money > Spend
"Rather go to bed supperless than rise in debt." - Benjamin Franklin
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[Quote No.62761] Need Area: Money > Spend
"Your capacity to say No determines your capacity to say Yes to greater things." - Stanley Jones
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[Quote No.62785] Need Area: Money > Spend
"In a [free-market capitalist] consumer society there are inevitably two kinds of [self-created] slaves: the prisoners of addiction [who want more of what they already have] and the prisoners of envy [who want what other people have. The important thing to remember is that in a free society, people are free to manage their experiences and desires through imaginatively controlling their attention and focus, or we would never have come up with the aphoristic wisdom of 'Monkey see, monkey do!' And 'Out of sight and out of mind!']." - Ivan Illich
(1926-2002), philosopher and priest.
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[Quote No.62993] Need Area: Money > Spend
"Purchasing Power: Every time you need to buy something and you have the money to purchase it, feel pleasure and gratitude that you have the money you need.
When waiting in line in a grocery store, instead of focusing on how slowly the line is moving, focus on how fortunate ...that the food is available and you have the money to buy it!" - Rabbi Zelig Pliskin
Quote from his book, 'Gateway to Happiness', p.44.
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[Quote No.63201] Need Area: Money > Spend
"Money is a means made good or bad by our choices [wisdom and self-discipline]." - Fred Smith
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[Quote No.63289] Need Area: Money > Spend
"It is not always in the soul's power not to feel a temptation. But it is always in its power not to consent to it. [Do not focus any attention on it! Distract your attention elsewhere.]
" - Francis de Sales
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[Quote No.63499] Need Area: Money > Spend
"We can tell our values by looking at our checkbook stubs." - Gloria Steinem
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[Quote No.63652] Need Area: Money > Spend
"He who understands interest -- earns it. He who doesn't understand interest -- pays it!" - Investment maxim
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[Quote No.63739] Need Area: Money > Spend
"The secret to investing [buying well] is to figure out the value of something – and then pay a lot less!" - Joel Greenblatt
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[Quote No.63806] Need Area: Money > Spend
"A man has the right to dispose of his life and his property in any way he chooses, without interference from anyone else. A man has no right to dispose of any other man's life or property, no matter what his personal rationalizations may be!" - Robert Ringer
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[Quote No.63821] Need Area: Money > Spend
"[Don't spend more than you can pay for in cash - don't borrow:] ...I am fanatical about not owing anybody any money. I hate it. I don't want to carry a balance, ever. I have a mortgage, but I despise the idea." - Anthony Bourdain
Chef, author and TV presenter. [Refer https://www.aol.com/article/entertainment/2017/03/16/anthony-bourdain-gets-candid-financial-struggles/21898376/ ]
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[Quote No.63835] Need Area: Money > Spend
"[Don't spend what you do not have:] Modern slaves are not in chains, they are in debt." - Anonymous
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[Quote No.63887] Need Area: Money > Spend
"I'm a bit tight with money, but so what? ...having money in abundance doesn't seem like a good reason to waste it. ...We do not need fancy cars, posh titles, tailor made uniforms or other status symbols.
" - Ingvar Kamprad
Founder of IKEA
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[Quote No.63888] Need Area: Money > Spend
"[Don't waste money, remember the old maxim 'Á penny saved is the same as a penny earned'. For example:] Intuitively, we all know there are benefits to cooking at home. You can use healthier ingredients, set portions to a reasonable size, avoid food allergies, and of course you can save money compared to ordering restaurant delivery or using a meal kit service.
But just how much money do you save by cooking at home? We decided to analyze our recipe data to find out the true cost of cooking at home from scratch, compared to delivery from a restaurant or a meal kit service.
At wellio, we have an intelligent platform enabling us to break down millions of recipes into single ingredients and matching those to grocery items from local stores. That allows us to measure the ingredient cost for a wide variety of recipes. For 86 popular dinner recipes, we decided to look at the average cost per serving of cooking from scratch and compare it to the cost per serving of ordering from a restaurant or a meal kit delivery service.
We found on average, it is almost five times more expensive to order delivery from a restaurant than it is to cook at home. And if you're using a meal kit service as a shortcut to a home cooked meal, it's a bit more affordable, but still almost three times as expensive as cooking from scratch." - www.getwellio.com
Published Jun 7, 2018. [Refer http://www.getwellio.com/ranking-least-nutritious-meal-dollar-2/]
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[Quote No.64022] Need Area: Money > Spend
"Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are.
" - James W. Frick
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[Quote No.64230] Need Area: Money > Spend
"[Lack of skepticism makes fraud, deception and propaganda effective:-] Make the lie big, keep it simple, keep saying it and eventually they will believe it.
" - Dr Joseph Goebbels
Nazi propaganda chief
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[Quote No.64416] Need Area: Money > Spend
"Sometimes you got to choose between tightening your belt or losing your pants." - Navjot Singh Sidhu
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[Quote No.64809] Need Area: Money > Spend
"Never spend your money before you have earned it. [Don't use debt to buy things except investments that appreciate!]" - Thomas Jefferson
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[Quote No.64938] Need Area: Money > Spend
"Beware of small expenses; a small leak will sink a great ship." - Benjamin Franklin
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[Quote No.65417] Need Area: Money > Spend
"I count him braver who conquers his desires than him who conquers his enemies; for the hardest victory is the victory over self!" - Aristotle
(384 BC - 322 BC) Greek Philosopher
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[Quote No.65752] Need Area: Money > Spend
"You become what you give your attention to...If you yourself don't choose what thoughts and images you expose yourself to, someone else will, and their motives may not be the highest!" - Epictetus
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[Quote No.65831] Need Area: Money > Spend
"[Priorities, minimalism, essentialism, enough-ism, etc:] And I am far from conceding anything to those who assume that the poor or anyone else can be improved by recourse to that carnival of waste and ostentation and greed known as 'our high standard of living.' As Thoreau so well knew, and so painstakingly tried to show us, what a man most needs is not a knowledge of how to get more, but a knowledge of the most he can do without, and of how to get along without it. The essential cultural discrimination is not between having and not having or haves and have-nots, but between the superfluous and the indispensable. Wisdom, it seems to me, is always poised upon the knowledge of minimums; it might be thought to be the art of minimums!" - Wendell Berry
Poet, farmer, and ecological steward. As quoted in his book 'The Hidden Wound'.
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[Quote No.65960] Need Area: Money > Spend
"Let your desires be ruled by reason." - Cicero
Marcus Tullius Cicero was a Roman philosopher, politician, lawyer, orator, political theorist, consul and constitutionalist.
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[Quote No.65979] Need Area: Money > Spend
"[Conspicuous consumption and materialism; anti-minimalism:] Once you have a very, very large budget, you actually look for expensive things to spend it on." - Rory Sutherland
Advertising executive and author.
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[Quote No.66066] Need Area: Money > Spend
"That man is the richest whose pleasures are the cheapest.
" - Henry David Thoreau
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[Quote No.66160] Need Area: Money > Spend
"Psychology was a useful tool because, among other things, it revealed a crucial paradox of consumerism: people bought goods to gain satisfaction, but the more they bought the more dissatisfied they became [as the goods other people had got better and theirs lost their appeal by comparison]. To turn goods rapidly and in great quantity, the consumer economy had to be rooted in dissatisfaction [or better put renewed need and desire]: however much one had, it was never enough [as progress marched on and what you had was improved and so old desires now could be better met and still new desires and needs were inspired. The antidote to this was to know what was the least rather than the most you needed and desired. A form of minimalism, essentialism or 'enough-ism']." - Maury Klein
A quote from the book, 'Rainbow's End: The Crash of 1929'.
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[Quote No.66822] Need Area: Money > Spend
"[Minimalism, essentialism:] The man who has begun to live more seriously within begins to live more simply without." - Ernest Hemingway
(1899-1961), author, journalist, Nobel laureate.
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[Quote No.66882] Need Area: Money > Spend
"The gratification of wealth is not found in mere possession or in lavish expenditure, but in its wise application [exchange - use]." - Miguel de Cervantes
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[Quote No.67047] Need Area: Money > Spend
"True affluence is not to need anything.
" - Gary Snyder
(1930 - ), American Poet
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[Quote No.67121] Need Area: Money > Spend
"[Minimalism, essentialism, humility versus conspicuous consumerism:-] The stretch of the limousine usually is inversely proportional to the self-esteem of the person riding in it." - Denis Waitley
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[Quote No.67266] Need Area: Money > Spend
"To secure the greatest amount of pleasure with the least possible outlay should be the aim of all economic effort.
" - Francois Quesnay
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[Quote No.67268] Need Area: Money > Spend
"It is common to distinguish necessaries, comforts, and luxuries; the first class including all things required to meet wants which must be satisfied, while the latter consist of things that meet wants of a less urgent character.
" - Alfred Marshall
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[Quote No.67396] Need Area: Money > Spend
"If there is one thing that marks families with money in the long term it is this:- delayed gratification.
" - Bill Bonner
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[Quote No.67645] Need Area: Money > Spend
"[Minimalism, enough-ism, essentialism, prioritizing:-] He who will not economize will have to agonize.
" - Confucius
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[Quote No.67813] Need Area: Money > Spend
"Gold is the money of kings;
silver is the money of gentlemen;
barter is the money of peasants;
but debt is the money of slaves." - Norm Franz
American minister
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[Quote No.68103] Need Area: Money > Spend
"[Spending money, budgeting, 'cut one's coat according to one's cloth':] Life is like a blanket too short. You pull it up and your toes rebel, you yank it down and shivers meander about your shoulders; but cheerful folks manage to draw their knees up and pass a very comfortable night." - Marion Howard
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[Quote No.68389] Need Area: Money > Spend
"The price of anything is the amount of life you exchange for it.
" - Henry David Thoreau
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[Quote No.68819] Need Area: Money > Spend
"Control expenses with unrelenting vigil. [Remember a penny saved is a penny you don't have to earn again!]
" - Ace Greenberg
CEO and chairman of US investment bank, Bear Stearns. Quotes from his book, 'Memos from the Chairman'.
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[Quote No.68822] Need Area: Money > Spend
"[Minimalism; essentialism; enough-ism; settle for less bling and-or negotiate hard for a better price:] Control expenses with unrelenting vigil. [Remember a penny saved is a penny saved and one you don't have to earn again! 'A bird in the hand is worth two in the bush'.]
" - Ace Greenberg
CEO and chairman of US investment bank, Bear Stearns. Quotes from his book, 'Memos from the Chairman'.
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[Quote No.69450] Need Area: Money > Spend
"The exchange relation is the fundamental social relation. Interpersonal exchange of goods and services weaves the bond which unites men into society." - Ludwig von Mises
Economist and philosopher. "Exchange within Society," Human Action (1949).
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[Quote No.70598] Need Area: Money > Spend
"[Minimalism, essentialism, enoughism:-] I saw that it was the artificial needs of life that made me a slave; the real needs of life were few." - William James Dawson
(1854 - 1875), English clergyman, lecturer, and author.
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[Quote No.70614] Need Area: Money > Spend
"[Minimalism, essentialism, enoughism:-] 'Need' over 'greed'. Be pro-'need' and anti-'greed'." - Seymour@imagi-natives.com
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[Quote No.70804] Need Area: Money > Spend
"Write down everything you spend. The waste in your daily spending should soon become apparent." - Edward O. Thorp
Quote from his book, ‘A Man for All Markets’.
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[Quote No.70841] Need Area: Money > Spend
"[Minimalism, enoughism, essentialism:] People who live far below their means enjoy a freedom that people busy upgrading their lifestyles can’t fathom.
" - Naval Ravikant
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[Quote No.71151] Need Area: Money > Spend
"[Minimalism, essentialism, enoughism:-] I make myself rich [where my income exceeds my expenses] by making my wants few." - Henry David Thoreau
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[Quote No.71368] Need Area: Money > Spend
"[Minimalism - includes not wasting money:] There is a wise old saying ‘Eat it up, wear it out, make it do, or do without’. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy." - James E. Faust
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