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50 of 95 results found for - "Michael Masterson"  
[Quote No.28863] Need Area: Mind > Learn
"To become competent at a complicated skill, you need to invest 1,000 hours of learning and/or practice. To master a skill requires 5,000 hours. (But you can cut that time by as much as half if you have very good teachers.) [Also remember - practice doesn't make perfect, it makes permanent. Only perfect practice makes perfect.]" - Michael Masterson
Successful entrepreneur
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[Quote No.30587] Need Area: Mind > Learn
"How I Became an 'A' Student: Near the end of my senior year of high school, Mrs. Bigsley, the career counselor, called me into her office. 'I've been looking at your grades and your aptitude tests and your conduct reports,' she said, thumbing through a stack of papers. I waited expectantly. Mrs. Bigsley was the person in charge of getting students into good colleges and universities. 'Maybe she's seen the potential I have,' I thought. 'Maybe she is going to help me get into an Ivy League school.' She put the stack of paper down on her desk and looked up at me. 'In all my years of teaching, I have never seen such a complete waste of DNA,' she said. 'Your parents are college teachers, are they not?' I admitted they were. 'And your two elder siblings were 'A' students?' 'Yes, but ...' 'And they went to top universities on scholarship?' 'Yes, but ...' 'I've talked to Mrs. Crow, your homeroom teacher. And Mr. Dean and Dr. Mackel, too. They all say the same thing. You will never amount to anything that has anything to do with reading, writing, or math. Your grades support their opinion.' 'But ...' 'Your performance in high school indicates only one career choice as far as I can see: enlisting in the Army. I think you should talk to a recruiting officer. As soon as possible.' I tried once more to protest, but Mrs. Bigsley - and apparently Mrs. Crow and Dr. Mackel and Mr. Dean - had come to a fixed decision. I was a complete and utter failure as a student. It was the low point of my academic life. It was humiliating. I felt nearly defeated. But Mrs. Bigsley's low assessment of me made me mad. I stewed about it that night and woke up the next morning with a completely new frame of mind. I decided I would no longer be a screw-up. From that moment on, I was going to be a good student. I started immediately by enrolling at the local community college. (If you have a beating heart, they accepted you.) Then I planned my summer. When I wasn't working, I would spend every waking hour reading and preparing for the classes I'd be taking. Each day, I felt better about myself. I was learning what I should have learned in high school. Day by day, I was making progress. Still, I was afraid that when I started classes I might revert to my bad habits. To make that scenario less likely, I found a 'nerd' to share an apartment with and refused to sign up for any sports or pledge any fraternities. I also told my friends that I would be 'out of touch' for at least a year. I explained my goals to them and asked them to respect me by leaving me alone until the following summer. What I was doing, I realize now, was making a radical personality change. I was changing the way I thought about myself - not by thinking positive thoughts but by taking specific actions that made me feel like a good student. When college began in September, I sat in the front row of every class, something I'd never done in high school. I made it a point to always do at least 50 percent more than I was asked to do. If the assignment was to write a 500-word essay on religion, I'd write 750 words and include a glossary of impressive sources. If the assignment was to read King Lear by the following week, I'd read it twice. And then I'd go to the library and read critical essays about the play so I'd be aware of all the major interpretations. I raised my hand every time a question was asked. And I turned in extra work, even when it would get me no extra credit. In short, I turned myself into a full-blown hardworking, overachieving, ass-kissing 'A' level student ... and I made sure my instructors, and my fellow students, saw me that way. In the beginning, other students in my classes did as much work as I did. But as the weeks went by, many of them started slipping. Each time one of them fell behind, I was motivated to work even harder. And I was thrilled when I got those early test scores back. I had never before understood how good it could feel to get an A or B+. Those good feelings motivated me to push even harder. With each passing week, the distance between me and the other 'good' students widened. And by the time freshman year was over, I saw myself as a completely different person. I was no longer the funny screw-up I'd been in high school. I'd changed into the 'Teacher's Pet' who sat in the front and had the right answer to every question. Once my image of myself changed, my motivation became permanent. I was among the best two or three students in every class. I was going to keep that position, no matter how much work it took. I maintained an 'A' average for two years and easily got into City University - a tougher school - where I continued to perform as I had become used to performing. Two years later, I graduated magna cum laude. Two years after that, I graduated at the top of my class at the University of Michigan. And later, at Catholic University, I received honors on my doctorate work. To become the hardworking person you must become, here is what you should do: -1. Get up early, and give your day a jumpstart by doing something meaningful ... first thing. -2. Work as late as you have to. -3. Do at least 50 percent more than what is asked of you. -4. Volunteer for challenging assignments. -5. Educate yourself on the side. -6. Become better than anyone else at the essential skills you need to accomplish your goal. Becoming top dog takes a lot of extra time, so you'll have to make significant sacrifices. If you are like most people, your biggest distractions will be television, the Internet, friends, and family. Get rid of your TV. Limit your 'recreational' use of the Internet to one hour a day. And let your friends and family members know that you won't be able to spend much time with them in the foreseeable future. Work like mad until you've become number one in your class, job, or outside interest. When that happens - and it shouldn't take more than six months - you'll feel great about yourself. And once you experience that feeling, you'll never have to worry about motivation again. Well ... almost never. Everyone needs a motivational recharge once in a while. But after the first time, you'll understand exactly what you have to do to get yourself going again." - Michael Masterson
Highly successful entrepreneur and author.
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[Quote No.31232] Need Area: Mind > Learn
"To develop any complex skill you must be willing to make mistakes and endure failures. The faster you can make those mistakes and suffer those failures, the quicker you will master the skill." - Michael Masterson
Successful entrepreneur
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[Quote No.31348] Need Area: Mind > Learn
"There are four levels of proficiency in any valuable skill - incompetence, competence, mastery, and virtuosity. -To get past incompetence, you must spend about 1,000 hours practicing the skill you eventually want to master. After putting in about 1,000 hours, you will be competent. -To achieve mastery, you will have to continue to practice that skill for a total of 5,000 hours. -Virtuosity is extremely rare. You can't get it simply by practicing. You must also have a natural gift. Even then, you must practice at least 10,000 hours to achieve it." - Michael Masterson
Successful entrepreneur
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[Quote No.31689] Need Area: Mind > Learn
"[Here's a method that is sure to help you read faster and more effectively:] When reading books, give [the Tables of Contents] prefaces and/or first chapters your greatest attention because they are likely to contain most of the useful big ideas. Then read the first paragraph of the rest of the chapters and the first sentence [called the 'topic sentence'] of each paragraph below the first one. This technique will help you locate the big ideas fast. [which you can then read more carefully]" - Michael Masterson
Successful entrepreneur
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[Quote No.27619] Need Area: Mind > Imagine
"Matt Furey - world-class martial artist and top Internet marketer - credits visualization for his success. Matt's wrestling coach told the scrawny, uncoordinated high school teen he never had a chance. But by using the power of visualization, Matt gained the confidence to win match after match - and became a champion wrestler in high school and college. Later, Matt became World Kung Fu Champion - thanks, again, to visualization and the very positive attitude that was now buried deep in his limbic brain (the part of the brain involved in emotional behavior)." - Michael Masterson
Successful entrepreneur
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[Quote No.66231] Need Area: Mind > Imagine
"The trouble for most people is they don't decide to get wealthy, [etc.,] they just dream about it." - Michael Masterson

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[Quote No.25472] Need Area: Mind > Plan
"Urgency is determined by deadlines. Importance by benefits." - Michael Masterson

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[Quote No.26284] Need Area: Mind > Plan
"Studies show that people who set goals achieve more in life than those who don't. Those same studies confirm that when people write down their goals and refer to them regularly they achieve even more." - Michael Masterson

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[Quote No.26285] Need Area: Mind > Plan
"...by increasing my knowledge, developing my skills, sharpening my thinking, and ruling my emotions, I can accomplish a great deal. And the only way I know of to do that is to set goals and pursue them, one small step at a time." - Michael Masterson

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[Quote No.26827] Need Area: Mind > Plan
"A... plan will change your dreams into tasks. In doing so, it may lose a bit of the romance. But it will compensate for that loss by giving you the exciting, uplifting feeling of progress. As each week goes by, you will be able to see, in very concrete ways, how you are improving. This will give your spirit a great lift and make it easier for you to continue making progress." - Michael Masterson

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[Quote No.27194] Need Area: Mind > Plan
"If you want to be the captain of your soul and the master of your future, you have to be in charge of your time. And the best way to be in charge of your time is to structure your day around a task list that you, and only you, create. [either the night before or first thing in the morning. It is very useful to also prioritise these into A's - that must be done that day, B's - that it would be good to get done that day and, C's that can be left for another day. In this way as the day becomes busier it is easy to see which tasks to focus on and the best order.]" - Michael Masterson
Successful entrepreneur and author
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[Quote No.27323] Need Area: Mind > Plan
"To Master Plan your new life, you must begin with long-term goals that correspond to your core values. From that good start, you must establish yearly and monthly objectives. Based on those objectives, you create weekly and daily task lists. Doing all that will help greatly. But if you want to really change your life, you have to learn how to prioritize. [A's for 'Must Do Today's', B's for 'Like to Do Today', C's for 'Can Do Tomorrow' - Not forgetting that there is a difference between what is urgent in the short-term but not the long-term - these should be B's - and what is important long-term but is often ignored by the unsuccessful in the short-term - these should be A's.]" - Michael Masterson
Successful entrepreneur
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[Quote No.28258] Need Area: Mind > Plan
"...my goal-setting, task-setting program... [is] based on establishing yearly goals, monthly objectives, and weekly and daily task lists, and then organizing those task lists in terms of priorities. The lion's share of my progress in personal productivity has come from using this program, and I can honestly say it has revolutionized my life...To keep track of the details, I use a very simple manual system consisting of two file folders. [One where I have 12 sections for each month of the year and another where I have 31 sections for each day of the current month. At the end of each month I review the next month's folder and put each document and task into a section representing the date and day I intend to act on it. Each night I review the next day's filed material and develop a prioritized to do list to cover it the next day along with any other activities I have in my diary.] " - Michael Masterson
Successful entrepreneur
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[Quote No.28264] Need Area: Mind > Plan
"...a recent study from DayTimer.com concluded that American workers with the highest incomes and most success in the workplace are those who have written goals. These superstars also have the habit of writing daily task lists prioritized in a way to help them achieve those goals. On the flipside, of the more than 70 percent of workers who don't write down career or financial goals, only nine percent accomplish what they set out to do each day." - Michael Masterson
Successful entrepreneur
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[Quote No.28351] Need Area: Mind > Plan
"Most of the most accomplished people I know - and in that group I include some success coaches who preach the think-and-get-rich philosophy - don't waste [very much of] their time thinking about success. What they think [most] about is how to do a certain task or solve a specific problem. They know that wealth and success will come to them if they have a good plan and follow it. [How about you?]" - Michael Masterson
Successful entrepreneur
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[Quote No.28352] Need Area: Mind > Plan
"Break up your busy day...[into jobs to get done interspersed with little pleasures.] All these little breaks and naps and rewards enhance the pleasure of my day. No matter how much work I have on my task sheet [prioritized To-Do list and appointment schedule], I'm never more than two hours away from some pleasurable experience. If you find that your workday is one long trek down a dull road, try breaking it up the way I do and see if it doesn't make you happier and more productive." - Michael Masterson
Successful entrepreneur
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[Quote No.29070] Need Area: Mind > Plan
"Sometimes life dishes out...little disasters. How you react to them says much about your character and bears heavily on your ability to carry out a successful life. Eventually - if you are very successful at doing this - you may even find yourself feeling grateful for the problem. [Here is a four step plan to helping you cope with life's little disasters:] [1- Identify what is good or at least what could have been worse]- Identify what is good about a bad situation and spend some time thinking about that. If you do it sincerely and repeatedly, it will bring you some emotional comfort. [2-Fully understand and come to terms with the worst that can happen]- By letting the bad movie play out and giving it a happy ending, you can exorcise the fear and return to an emotionally positive state. Only by finding a way to 'accept' the worst can you find the peace to take positive action. Chances are things will not turn out as you have imagined, but if they do you are emotionally prepared for them. You won't panic. You won't cry. You will move forward according to your plan. [3-Develop a plan to solve the difficulty]- A good disaster plan should deal with at least three eventualities: worst case, bad case, good case. Articulate each one clearly and in detail. Then find solutions to, or at least responses for, each of those details. [4-Follow your plan]- Action - as in all other areas of life - is critical when you are faced with disaster. The moment you start moving your response plan forward, you'll be making progress and lessening the chances that things will end up really bad. You'll feel better about yourself the moment you start, and will continue to feel better so long as you are taking positive action." - Michael Masterson
Successful entrepreneur
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[Quote No.30089] Need Area: Mind > Plan
"Keep track of your goals: Every month, I consult my list of yearly goals and create a list of monthly objectives. I keep both my yearly goals and monthly objectives on notepaper - a throwback to my handwritten days [now it is on the computer]. But then, based on my monthly objectives, I put together my weekly and daily task lists - and those are input directly into my journal. I highlight my priorities on my daily task list in yellow, and try to accomplish them all early in the day. And as I complete each task, I change its color from red to black on screen (the equivalent of scratching it out). This is a technique I'd recommend to you. The point is to give yourself a little psychological reward for completing your work. At the end of each day, I note which tasks I've completed and which I've failed to complete. I also note how long it took me to complete each task. This helps me get better at estimating time commitments in the future. The goal-setting aspect of my journal [and diary] has become the most productive part. It may not always be the most fun, but it's critical to the success of my long-term plans." - Michael Masterson
Successful entrepreneur
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[Quote No.30932] Need Area: Mind > Plan
"[Planning is all about managing your responsibilities, within the time available to you. Here is a method that has worked well. It might suit you too!] Use two inboxes and two folders. The first inbox is the one that other people put stuff in. The second inbox is for you. Go through the first inbox every morning and select from it any important work you intend to do that day. Transfer that work to the second inbox [noting if it is an 'A' job - that is must be done today or a 'B' job - like to get done today or a 'C' job - can be done another day without serious consequences]. Take the rest of the stuff in the first inbox and file it in one of two folders. You need one folder that has 31 pockets, one for each day of the current month. And you need one with 12 pockets, one for each month of the year. As you go through your first inbox, decide (specifically) when you will attend to each item. If that date falls in the current month, file it in the first folder - in the pocket that corresponds to that date. If it falls in a future month, file it in the second folder - in the pocket that corresponds to that month. Make sure the second inbox (your inbox) is cleaned out by the end of the day. [It's best to work through all the 'A's first, then the 'B's and then if don't get through all the 'C's in the time available that day it's okay.] [At the end of each day collect from the thirty one pocket folder the next day's papers as well as anything unfinished today and put it in the first inbox ready for the next day. At the end of each month go to the twelve pocket folder and take out the next month's papers and put them in the inbox. This process will help you keep your self and papers organised. Some people also like to keep a daily 'To Do' list as well as a diary for appointments to make them even more aware of their goals. The method that works best for you is usually found by trial and error, but keep at it because the rewards of greater productivity and reliability with less stress are worth the effort.]" - Michael Masterson
Successful entrepreneur
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[Quote No.31323] Need Area: Mind > Plan
"You can spend your whole life dreaming. And dreams are wonderful things. By all means, dream away. But if you want to turn those dreams into reality, you need to transform them into goals. [that are backed up by time specific action steps!]" - Michael Masterson
Successful entrepreneur
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[Quote No.32893] Need Area: Mind > Plan
"Attitude can change behavior, but it is much more common for behavior to change attitude. [Therefore developing action plans in every area of your life that you can believe in and follow every day, regardless of how you feel, is vital to success. Without them you can work on your attitude until the cows come home and achieve nothing. With them your attitude will justifiably and steadily improve as you complete each step.]" - Michael Masterson
Succesful entrepreneur.
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[Quote No.33010] Need Area: Mind > Plan
"The best method for prioritizing was developed by the Franklin Covey organization. The idea is to put each task on your list into one of four categories: A- important and urgent B- important but not urgent C- not important but urgent D- not important and not urgent You should give top priority to the important-but-not-urgent tasks. Why? Because those are usually the ones that will help you accomplish your long-term goals - the goals that will have the greatest impact on your life. And if you don't give them priority, they will never get done." - Michael Masterson
Successful entrepreneur.
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[Quote No.22594] Need Area: Mind > Persist
"The person who is ultimately successful is the person who can keep trying out ideas until he finds one that works." - Michael Masterson
Business entrepreur and author
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[Quote No.27620] Need Area: Mind > Persist
"At first, you won't feel very good about what you're doing, because you won't be very good at it. But stick with it. Remember that it takes about a thousand hours to achieve competency in anything that's worthwhile." - Michael Masterson
Successful entrepreneur
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[Quote No.29072] Need Area: Mind > Persist
"Sometimes life dishes out ... little disasters. How you react to them says much about your character and bears heavily on your ability to carry out a successful life. Eventually - if you are very successful at doing this - you may even find yourself feeling grateful for the problem. [Here is a four step plan to helping you cope with life's little disasters:] [1- Identify what is good or at least what could have been worse]- Identify what is good about a bad situation and spend some time thinking about that. If you do it sincerely and repeatedly, it will bring you some emotional comfort. [2-Fully understand and come to terms with the worst that can happen]- By letting the bad movie play out and giving it a happy ending, you can exorcise the fear and return to an emotionally positive state. Only by finding a way to 'accept' the worst can you find the peace to take positive action. Chances are things will not turn out as you have imagined, but if they do you are emotionally prepared for them. You won't panic. You won't cry. You will move forward according to your plan. [3-Develop a plan to solve the difficulty]- A good disaster plan should deal with at least three eventualities: worst case, bad case, good case. Articulate each one clearly and in detail. Then find solutions to, or at least responses for, each of those details. [4-Follow your plan]- Action - as in all other areas of life - is critical when you are faced with disaster. The moment you start moving your response plan forward, you'll be making progress and lessening the chances that things will end up really bad. You'll feel better about yourself the moment you start, and will continue to feel better so long as you are taking positive action." - Michael Masterson
Successful entrepreneur
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[Quote No.30694] Need Area: Mind > Persist
"A few years ago, I read about this topic in the Harvard Business Review. A company called Adaptive Learning Systems did a pretty comprehensive study of the qualities it takes to be successful in life. They looked at all the expected things: education, motivation, connections, etc. But they concluded that resiliency deserved to be on top of the list. 'The ability to bounce back from disappointment and even disaster', Adaptive's CEO Dean Becker said, 'counts more than education, more than experience, and more than training.' " - Michael Masterson
Successful entrepreneur
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[Quote No.32960] Need Area: Mind > Persist
"Bravery is what allows you to persevere through adversity. And perseverance may be the single most important quality of people who achieve great things." - Michael Masterson
Successful serial entrepreneur and self-made multi-millionaire.
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[Quote No.47362] Need Area: Body > Exercise
"[Martial Arts and Self-Defense:] Matt Furey - world-class martial artist and top Internet marketer - credits visualization for his success. Matt's wrestling coach told the scrawny, uncoordinated high school teen he never had a chance. But by using the power of visualization, Matt gained the confidence to win match after match - and became a champion wrestler in high school and college. Later, Matt became World Kung Fu Champion - thanks, again, to visualization and the very positive attitude that was now buried deep in his limbic brain (the part of the brain involved in emotional behaviour)." - Michael Masterson
Successful entrepreneur
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[Quote No.27431] Need Area: Body > General
"Get up early. Get to work early. Do your important but not urgent tasks first." - Michael Masterson
Successful entrepreneur
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[Quote No.29364] Need Area: Money > Income
"Starting your own business is the only way I know to generate serious cash flow in a relatively short period of time." - Michael Masterson
Successful entrepreneur
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[Quote No.32335] Need Area: Money > Income
"The only way to get rich [or at least financially secure for the good of your family and yourself] is to save a lot of money, and the only way to save a lot of money is to make more. [There are only so many ways you can make more money. You can get a second job, work more overtime, make yourself more productive and valuable at work and therefore justify a raise, start and develop your own successful business, become a better investor, or a combination of these]." - Michael Masterson
Successful entrepreneur
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[Quote No.33571] Need Area: Money > Tax
"Countless economic studies have shown that there is only so much money the government can get by raising taxes. If they tax people too much, the economy slows down. And when the economy slows down, there is less wealth to tax... so the government's income actually drops rather than rises." - Michael Masterson

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[Quote No.27445] Need Area: Money > Save
"True wealth builders set aside money for savings well before they pay any bills. By making personal investing a priority, they force themselves to conserve where they need to conserve... in their discretionary spending." - Michael Masterson
Successful entrepreneur
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[Quote No.27591] Need Area: Money > Save
"During the 20-year span of his [boxing] career, Mike Tyson's income exceeded $400 million. Yet, in 2004, before his 39th birthday, this amazing moneymaker was $38 million in debt.... The purpose of this is not to shake a finger at Mike Tyson but to alert you to the dangerous temptation to spend more when you make more. As someone who grew up drinking powdered milk and wearing hand-me-downs, I understand the strength of that temptation. The faster money came in, the faster it went out. Stories about his profligacy are already legendary. Tyson employed as many as 200 people, including bodyguards, chauffeurs, chefs, and gardeners." - Michael Masterson
Successful entrepreneur
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[Quote No.28263] Need Area: Money > Save
"I believe that most successful moneymakers regularly count their money... they regularly assess their fortunes. As their net income grows and they feel more comfortable with their wealth and more confident of their income, they count less. When they get superwealthy - Warren Buffett wealthy - they don't have to count their money. Fortune magazine and countless other entities do it for them. But on their way up, they count. And that's what I recommend you do. Specifically, I suggest that you do a personal balance sheet every month. Create a spreadsheet that lists all your assets and all your debits. Include valuable possessions, stocks, bonds, mutual funds, gold, real estate (aside from your home), and so forth. You'll be amazed at how much this simple commitment can affect the way you think and even the way you act." - Michael Masterson
Successful entrepreneur
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[Quote No.32864] Need Area: Money > Save
"Pay Yourself First and Get Rich Automatically: Take any financial planning book in a bookstore and you'll see the same advice. If you want to accumulate enough money to retire someday, begin by budgeting. By listing expenses and limiting spending, they argue, you can have enough left over every month to save and grow rich. The problem is that when you budget, you pay everyone else first - the landlord, the credit card companies, the phone company, and so on. And, despite your best efforts, you end up with next to nothing to put in the bank. So you chastise yourself and promise to do better next month. But you never do. There are always unexpected bills to pay, unanticipated sales to take advantage of, and that impossible-to-figure-out $200 or $300 that seems to fall through the cracks. I tried budgeting for about 20 years. It just didn't work. But there is a strategy I discovered later on that does work. In fact, it works very well. And I think the reason it works so well is because it is so damn simple. Here it is: Every time you get paid or make a profit or come into money from any source, put a fixed percentage of it into a savings account right away. Put that money away before you pay any of your bills. Think of yourself as a corporation. As CEO of that corporation, your job is to make a healthy profit. The money you put into this special account is your profit. Everything you spend after that - on bills and so forth - are your expenses. Only the portion that goes into the savings account is really yours. You might say, 'This is nothing but a way to fool myself. If I have discipline, I can put the same amount of money into that account after I've paid my bills.' You might even think doing that is more responsible. But it's not. Your first responsibility as an individual (and as CEO of YOU Incorporated) is to become financially independent. By doing so, you will never be dependant on other people or the government. You will be able to take care of your needs and the needs of your family. That is a very responsible goal. And it's one that you will be able to achieve easily if you pay yourself first! To make the process somewhat automatic, have a portion of your paycheck electronically deposited into your account each month. You could argue that this is actually paying yourself second. The government always gets first dibs on your paycheck. But you can beat the withholding tax racket by setting up a tax-deferred retirement account -- an IRA, SEP, 401(k), or 403(b). I pay myself first by depositing a percentage of any income I receive into a savings account. Then I put as much money as I'm allowed into a tax-deferred vehicle. I pay the government next by creating a separate holding account into which I deposit a percentage of every fee that's paid to me - the money I'm going to owe in taxes. Then I pay my bills. If you are not doing this now, try it. You'll be amazed at how fast your personal profit account grows." - Michael Masterson
Successful entrepreneur.
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[Quote No.27641] Need Area: Money > Invest
"If you took a penny and doubled it every day for a month, how much would you come up with? A hundred dollars? A thousand dollars? How about a million dollars? Not even close. If you start with just a single penny and double it every day for 31 days, you'll end up with... $21,474,836.48. Over twenty-one million dollars in a single month! This is an example of the power of compound interest. Your original penny will have turned into two. But then those two will have turned into four, those four turned into eight, and so on. The growth of your money will have accelerated, or sped up, not only because your original penny was collecting interest but also because all the pennies you received as interest also began to earn interest. And so the growth built up - or compounded. That's how we get the term compound interest. That's how you get rich. And that's why, when it comes to [investing and] wealth building, being young [with plenty of time to compound your savings and investments] gives you a major advantage. [But only if you take it and start early to live within your means, save and invest wisely.]" - Michael Masterson
Successful entrepreneur and author. Quoted from his New York Times best-seller 'Automatic Wealth for Grads... and Anyone Else Just Starting Out.'
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[Quote No.32823] Need Area: Money > Invest
"The five primary asset classes are stocks, bonds, cash, real estate, and commodities. You should have a well-diversified portfolio that includes all five of these asset classes. If you're older, you need more bonds and cash for the income and safety. If you're younger, you need more stocks and real estate. You have more time and can afford to speculate." - Michael Masterson
Successful entrepreneur.
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[Quote No.33132] Need Area: Money > Invest
"Although I invested in a particular stock in good faith, I'll never know enough about the stock or the market to be 100 percent right all of the time [nor will anyone else!]. When the market causes the price of one of my stocks to come down, that is just its way of telling me that I didn't have all the facts. [Therefore since no-one can ever have all the facts, the idea is to wait for a 'margin of safety' below your assessed fair value for the stocks before you invest. This 'margin' will protect you from all but the very worst lack of knowledge and consequential loss, and improve the percentage returns you do achieve.]" - Michael Masterson
Successful entrepreneur.
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[Quote No.31930] Need Area: Money > Spend
"[It's strange that while children we are taught many useful things, one of the most useful to our future happiness - budgeting, is often leave to chance... Out of all we earn we should always be saving a percentage for a 'rainy day' and for the future, including our retirement, and investing that carefully, without taking too great a risk, to maximise the value of our savings. Out of the money left from our earnings we need to set aside the money for our basic needs, like mortgage/rent, food, etc., and then we need to think carefully how best to spend the remaining discretionary money wisely. So...] Take a sheet of paper and draw a vertical line down the middle of it. On the left side of the page, under a column marked 'Things I Enjoy,' make a list - maybe something like this: Time with family and friends Reading My hobbies (List them.) My house My car My stereo My clothes and so on... On the right side of the page, write down a number from 1 to 5 that indicates how much ongoing enjoyment you get from each of those things. [The higher the number the higher the enjoyment. The next idea to wisely manage our spending is to try to decide how to get the biggest reward for the least cost, which will help us better budget our discetionary money and time. So take your list and give a number from 1 - 5 for the cost of each of the things you enjoy. The higher the number the higher the cost. Subtract this from the number for how much you enjoy a thing and the resulting number is the cost benefit 'value' to you. Therefore you receive the best value for your time and money from those activities with the highest 'cost benefit value' number.] What you'll probably [happily] find out is that most of the best things in your life, as the saying goes, are, indeed, free. That's the way it is for you. That's the way it is for me. And that's the way it is for everyone else, including billionaires. [Knowing these things will help us improve our financial budgets and stick to them so we can meet our financial responsibilities to others and ourselves in the future and have fewer financial concerns and more happiness.]" - Michael Masterson
Successful entrepreneur
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[Quote No.33232] Need Area: Money > Spend
"If you don't learn to spend less than you make, you will never have peace of mind." - Michael Masterson
Successful entrepreneur.
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[Quote No.33233] Need Area: Money > Spend
"Most of what you buy when your income is above $100,000 is discretionary. Don't fool yourself into thinking you NEED a big house or a fancy car. [This goes double if you earn less than $100,000 per annum.]" - Michael Masterson
Successful entrepreneur.
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[Quote No.34527] Need Area: Money > General
"The reason socialists have a problem with capitalism is that it cannot make everyone wealthy. And that's true... [but it does] give individual people the tools they need to make their own money [and if they can find a way to help a lot of other people they will get rich]. " - Michael Masterson
Serial entrepreneur
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[Quote No.50887] Need Area: Money > General
"The trouble for most people is they donít decide to get wealthy, they just dream about it." - Michael Masterson

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[Quote No.27138] Need Area: Work > Service
"Your customer-service policy should be bend-over-backward. Your employees should be trained to do everything they possibly can to please customers - even the most demanding ones. They should be taught not only to give customers what they want but also to do so with a smile." - Michael Masterson

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[Quote No.27139] Need Area: Work > Service
"Keep in mind that the natural tendency in service is entropy...to get worse. Unless you constantly fight to make it better, it will get worse by small degrees." - Michael Masterson
From his New York Times Business Best-seller list book, 'Ready, Fire, Aim: Zero to $100 Million in No Time Flat'.
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[Quote No.28450] Need Area: Work > Service
"As business people, it is our job to provide more and better products and services to our customers, to help them solve their problems, meet their needs, and achieve their ambitions." - Michael Masterson
Successful entrepreneur
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[Quote No.31208] Need Area: Work > Service
"The customer should be treated as if he is right, even when he is wrong." - Michael Masterson
Successful entrepreneur
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[Quote No.27143] Need Area: Work > Leadership
"Entrepreneurs who want to create a valuable business they can retire from some day must organize it so that it doesn't require their constant presence to be profitable." - Michael Masterson
Successful entrepreneur and author
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